PG Multi-Payment Service



▼ What is PayPay?
If you have a "PayPay" account, it is a payment service that allows you to easily and smoothly payment the product price on the EC site.
Online payment allows payment in PayPay Balance.
It also supports the "Billing at any time" function that can be recurring payment.

Benefits of PayPay

  • 1. Acquiring new users
    More than 38 million users * will be targeted, and a wide range of "PayPay" users, mainly young people who do not have credit cards, can be expected to enter the market.
    *As of April 2021
  • 2. Capture new sales
    In addition to bank accounts and credit cards, PayPay Balance can be used for payment as well as PayPay bonuses and PayPay Since it can be charged with flea market sales proceeds, etc., you can expect to acquire sales from new sources.
  • 3. Security and fraud Compensation System
    When consumers log in to PayPay on their PCs, they use two-factor authentication using SMS verification codes.
    Regardless of the consumer's device, if an unauthorized transaction is made by a malicious third party, in principle, the full transaction amount will be compensated.

PayPay operation flow

Flow from purchase to payment to member stores

  • Purchase information, payment number, payment completion notification… Purchase information, payment number, payment completion notification
  • payment…payment
PayPay operation flow
  1. Buy "payment PayPay"
  2. payment processing (Member store → GMO-PG)
  3. payment treatment (GMO-PG→PayPay)
  4. Notification of payment Processing Results (PayPay→ GMO-PG)
  5. payment processing result notification (GMO-PG → member store)
  1. Guide to payment
    (Merchant → Consumer)
  2. Device login/payment authentication on PayPay apps
    (Consumer →PayPay)
  3. payment Completion Notice (PayPay→ Consumer)
  4. payment Completion Notification (PayPay→ GMO-PG)
  1. payment completion notification (GMO-PG → member store)
  2. Product / service provision
  3. Delivery of sales proceeds [Payment] (PayPay→GMO-PG)
  4. Delivery of sales [Payment] (GMO-PG → Merchant)

PayPay implementation image

payment display PayPay in payment method (link connection)

PayPay implementation image

System to compensate for damage caused by fraud

As a system prepared by PayPay Corporation, "PayPay" for all merchants that have introduced "PayPay" Even if a fraudulent transaction is made by a malicious person in the payment, in principle, the entire transaction amount will be deposited to the member store. In addition, if compensation is incurred for those who have been affected by fraud, the PayPay will bear the burden and will not ask the member store to bear the burden.

* In the event of a fraud or a risk of such a problem, we will ask for various cooperation from the member store.
* If there is willful misconduct or negligence on the part of the merchant, we may not make the payment or ask you to bear the burden.
* If chargeback (refusal to purchase receivables) is confirmed, the sales amount will not be subject to settlement and will be borne by the merchant.
* For details, please refer to the PayPay merchant terms issued by the PayPay Corporation provided at the time of application.

Precautions for PayPay

  • ・ At the time of application, it is necessary to select either immediate operation or provisional actual operation.
    * 1 Cannot be used together at the shop.
  • ・Only PayPay Balance can be used for payment.
    Last 24 hours: 500,000 yen
    Last 30 days: 2,000,000 yen
    From the time of payment, the total amount spent for the past 24 hours and the past 30 days will be calculated, and the maximum amount will be applied to each user.
  • ・ Depending on the merchant's products and service contents, "PayPay" may not be available.
  • ・ Additional screening will be required for the use of the "As-needed billing" function.