PG Multi-Payment Service

PayPay

PayPay

▼ What is PayPay?
If there is a "PayPay" account, your commodity price to easy and smooth on the EC site payment can payment service.
With online payment, you can payment with your PayPay balance.
It also supports the "as-needed billing" function that allows recurring payment

Benefits of PayPay

  • 1. 1. Acquire new users
    Targeting more than 38 million (*) users, we can expect a new influx of a wide range of "PayPay" users, mainly young people who do not have credit cards.
    * As of April 2021
  • 2. Earn new sales
    The payment can be charged with PayPay bonuses and PayPay Frima sales in addition to bank accounts and credit cards, so you can expect to earn sales from new resources.
  • 3. 3. Security and fraud compensation system
    When consumers log in to PayPay on their PC, they use two-step verification using an SMS verification code.
    In principle, we will cover the entire transaction amount in the event of fraudulent transactions by a malicious third party, regardless of the consumer's device.

PayPay operation flow

Flow from purchase to payment to member stores

  • Purchase information, payment number, payment completion notification… Purchase information, payment number, payment completion notification
  • payment…payment
PayPay operation flow
  1. Purchase "you at PayPay payment"
  2. payment processing (Member store → GMO-PG)
  3. payment processing (GMO-PG → PayPay)
  4. payment processing result notification (PayPay → GMO-PG)
  5. payment processing result notification (GMO-PG → member store)
  1. Guide to payment
    (Merchant → Consumer)
  2. payment authentication on device login / PayPay app
    (Consumer → PayPay)
  3. payment completion notification (PayPay → consumer)
  4. payment completion notification (PayPay → GMO-PG)
  1. payment completion notification (GMO-PG → member store)
  2. Product / service provision
  3. Delivery of sales [Payment] (PayPay → GMO-PG)
  4. Delivery of sales [Payment] (GMO-PG → Merchant)

PayPay implementation image

Display PayPay as the payment payment (link connection)

PayPay implementation image

System to compensate for damage caused by fraud

As a system prepared by PayPay Co., Ltd., for all member stores that have introduced "PayPay", payment with "PayPay", in principle, transactions are made with the member stores Deposit the full amount. In addition, PayPay will bear the compensation for those who have been victims of fraud

* In the fraud or risk of such use, we will ask the member stores for various cooperation.
* If there is intentional or negligence on the part of the member store, we may not make the payment or ask you to bear the burden.
* If the chargeback (rejection of purchase of receivables) is confirmed, the sales amount will not be settled and will be borne by the member store.
* For details, please refer to the PayPay Merchant Terms issued by PayPay Corporation provided at the time of application.

PayPay notes

  • -For mounting, use link type Plus, module type, and protocol type.
    * Old link type cannot be used.
    * As-needed billing will be implemented in module type and protocol type. Link type Plus is not available for occasional billing.
  • ・ At the time of application, it is necessary to select either immediate operation or provisional actual operation.
    * 1 Cannot be used together at the shop.
  • ・ Only PayPay balance can be used payment
    Past 24 hours: 500,000 yen
    Past 30 days: 2 million yen
    We will calculate the total usage amount for the past 24 hours and the past 30 days from the time of payment
  • ・ "PayPay" may not be available depending on the products and services of the member stores.
  • ・ Additional screening will be required for the use of the "As-needed billing" function.