financial institution and finance service providers will develop payment processing business such as debit, credit, prepaid, and house card issuance businesses, and merchant business contract management, merchant settlement, and card transaction processing functions. It is a platform that collectively provides payment solutions so that you can easily, flexibly, and efficiently infrastructure of payments
In addition, each solution can be centrally managed on a single management screen, improving operational efficiency.
Instead of providing a uniform system, you can freely select and use the payment solution and common infrastructure
We support payment payment scenes regardless of real or EC area. It is also possible to provide marketing functions such as CLO, points and coupons.
Since each solution is provided by API, we will realize easy, flexible and efficient service introduction.
payment know-how and Actual cultivated in the payment processing company business, we will also realize operational efficiency by centrally managing each solution on one management screen.
Debit card issuing * 1 support | The API provides the functions required for issuing internationally branded debit cards and processing their transactions. We can respond to requests such as virtual card issuance, immediate issuance, and corporate card issuance. [Main functions] membership management: Application reception / card issuance, member master management, WEB page for card members (use condition setting, usage history confirmation, etc.) Transaction management: authorization internalization ※ 2 · sales processing, overdraft ※ 3 correspondence, acting authorization |
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Credit card issuing support | The API provides the functions required for issuing internationally branded credit cards and processing their transactions. Achieves speedy introduction of credit card issuance system in cooperation with existing systems of financial institution [Main functions] membership management: Application reception / card issuance, member master management, WEB page for card members (use condition setting, usage history confirmation, etc.) Transaction management: authorization internalization and sales processing, credit management, arrears, delinquency charges management |
Prepaid card issuing support | The API provides the functions required for issuing prepaid cards with international brands and processing their transactions. It is possible to support various charges at credit cards, convenience stores, etc., point cooperation, and applications. [Main functions] membership management: Application reception / card issuance, member master management, WEB page for card members (usage history / balance confirmation, etc.) Transaction management: authorization internalization and sales processing, balance management, overdraft corresponding |
House solution support | House type without international brand ※Four The API provides the functions necessary for issuing credit cards and prepaid cards, managing merchants, and processing their transactions. [Main functions] membership management: Application reception / card issuance, member master management, WEB page for card members (use condition setting, usage history confirmation, etc.) Transaction management: Transaction data processing, transaction master management, credit line / balance management, fraud detection Merchant management: Merchant master management, Merchant settlement report creation, Merchant page (payment information / individual transaction inquiry) ※Five) |
acquiring * 6 support | Merchant store contract management, member store settlement business, payment of various cards Provides the functions necessary for telegram processing with API. [Main functions] Merchant management: Merchant master management, member store settlement report creation, member store WEB page (payment information / individual transaction inquiry) Transaction management: authorization Zation / sales processing, international brand processing, fraud detection, credit card usage monitoring * 7 |
Ishing Gateway Service | This service provides card number management and brand network connection functions for card issuance utilizing the company's system infrastructure and finance functions. By utilizing the assets owned by the company, GMO-PG manages card information while reducing construction costs, so it is possible to greatly reduce the security response load such as PCI DSS support. 【Main Functions】 membership management: Application acceptance, card issuance, member master management Transaction Management: authorization and Sales Processing |
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Network Services |
finance provides network and connection with related service providers (ishua, acquirer, international brand, credit information agency, bank, printing company, TSP, etc.) necessary for business development. 【Main Functions】
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FEP Services |
We provide external connection systems necessary for card transactions, etc. 【Main Functions】 |
Improved convenience for cardholders | Smartphone apps and web pages that improve convenience and activate usage for cardholders Provision of (setting of usage conditions, confirmation of usage history, viewing of account details, etc.) |
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External connection | Connections with financial institution, international brands, FinTech companies payment |
Marketing / sales promotion, etc. | CLO * 8 ・ Marketing support using points and coupons, credit card usage monitoring, and fraud detection support |
Business management | Database holding (member data, member store data, various transaction data), transaction browsing, creation of various settlement reports |
* The period until the service is released will be decided through a meeting with the customer.
This service is applicable when the introduced EC site is operated by a corporation.
If the introductory EC site is operated by an individual, please check here.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
Category | Product / service example |
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Illegal products, crime inducers | Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services |
Intellectual property infringement products | Illegal copy products, pirated copies, equipment or related products that promote illegal copy products |
File sharing service | File sharing software and services |
Fake brand | Fake brand products |
Adult merchandise | Porn, Brucella Shop, Adult Content |
Customs, dating | Sex, dating sites, marriage information sites |
Illegal medicines, narcotics | Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law |
Cigarettes, electronic cigarettes | Cigarettes, electronic cigarettes |
Cash vouchers, cashing, bank accounts, RMT, securities | Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities |
Casino, gambling | Illegal online casinos, gambling, international lottery tickets, penny auctions |
Fortune tech, information products | Fortune tech information, betting ticket forecast, information products |
Fortune telling fraud, fortune-telling | Power stones, amulets, seals that emphasize the effect, fortune-telling |
Pyramid scheme, MLM | Pyramid scheme, MLM |
spam | Spam, phishing sites |
Hype, violation of the landscape law | Hype, violation of the landscape law |
Card fee collection | Credit card payment of payment shall be separately a fee |