PGマルチペイメントサービス

PayPal

PayPal

▼ What is PayPal?
PayPal is a convenient and secure payment service used by more than 250 million users worldwide and deployed in more than 18 million businesses.
The buyer opens a PayPal account, registers a credit card or bank account, and uses his ID and password to payment.
Paypal does payment between the buyer and the seller, so the buyer can safely create payment without giving the card or bank account information, and the seller can get the payment information. There is no need for management.

Benefits of PayPal

  • ・ Various card payment payment from bank accounts can be handled at once. * 1
  • ・ Sales are immediately credited to your account. Withdrawal to your bank account is a minimum of 3 days.
  • ・ We provide a seller protection system free of charge to compensate for damages such as fraudulent transactions. * 2
  • *1 Compatible card brands: VISA, MasterCard, JCB, American Express, China UnionPay, etc.
    Compatible bank accounts: Mizuho Bank SMBC MUFG Bank Japan Post Bank Resunna Bank Saitama Resenna Bank
  • * 2 There are conditions for applying seller protection. For details, please refer to "PayPal Seller Protection System" in the Terms of Service.

cost

From customer (merchant) to PayPal

item Fee
Fee PayPal Service fee
* Click here for details on PayPal fees.
  • ・ Regular payment
    (For domestic members)
    3.6% of sales + 40 yen
    (For overseas members)
    4.1% of sales + 40 yen
  • ・ Small payment
    (For domestic members)
    5.0% of sales + 7 yen
    (For overseas members)
    6.0% of sales + 7 yen

About deposit cycle

payment is made, the amount after deducting the commission from PayPal will be credited directly to the operator's PayPal account. If you want to withdraw the deposited money to the registered bank account of the business operator, you need to complete the procedure from the My Account screen provided by PayPal, and at that time, a fee of 250 yen will be charged for each withdrawal of less than 50,000 yen. To do.

If there is a cancellation after payment

In the unlikely event that there is a cancellation after the payment refund procedure. (It payment is completed) This function allows the business operator refund refund to the purchaser's PayPal account.

Cases where chargeback

In the event of fraudulent transactions, PayPal may conduct a usage survey and chargeback fee of 1,300 yen.
Appropriation of the lack of funds in your credit card from the business bidder payment you can just.

Flow of PayPal

  • Purchase information, payment completion notification… Purchase information, payment completion notification
  • payment…payment
  • Service delivery…Service delivery
Flow of PayPal
  1. Purchase
  2. payment processing
    (Store site → GMO Payment Gateway)
  3. payment processing
    (GMO Payment Gateway → PayPal)
  4. Issuance of authentication information (URL)
    (PayPal → GMO Payment Gateway)
  5. Credential notification
  1. Authentication screen display
    (Store site → Consumer)
  2. Authentication process
    (Consumer → PayPal)
  3. payment completion notification
    (PayPal → GMO Payment Gateway)
  4. payment completion notification
    (GMO Payment Gateway → Store site) * Only for using the result notification program
  5. Service delivery
  1. payment
    (PayPal → store site)
* "PayPal" is a payment service of PayPal.

Flow until service introduction

1. Inquiries / Request for materials

Please contact us by form or phone first. We will send you a free document that summarizes the best service for you. In addition, the person in charge will contact you as soon as possible.
In addition, you can start using the service in a minimum of 3 weeks to 2 months, including the period from application to examination, ID issuance, and incorporation into your system.
payment We also accept detailed consultations and requests regarding services. Please feel free to contact us.

You can use the test environment and download the specifications.

It is an environment where you have to carry out tests in advance before introducing the PG Multi-Payment Service We provide a set of management screens required for specifications, manuals, and various payment

2. Apply from your company

Please submit the following documents when applying.

merchant acquiring service (member store contract package service)
  • ・ PG Multi-Payment Service application
  • ・ The register of the company (copy)
  • ・ Sales product materials
  • ・ Display contents based on the Specified Commercial Transactions Law
  • ・ Notification form and permit to each competent authority
  • * Some documents are not required if the web page is open to the public.
  • * Please contact our sales staff for details.
In case of direct membership contract (when there is a contract with the card company)
  • ・ PG Multi-Payment Service application

3. Our company examines and registers merchant screening

If you are using the merchant acquiring service (member store contract acquirer will conduct an examination via our company.

4. We provide the production environment

acquirer and we will send you the production environment setting contents by e-mail.

5. Connection test in production environment at your company

Please perform a connection test in a production environment.

6. Start operation at your company

Please start operation.

  • * The period until the start of operation will vary depending on the content of development at your company.
  • * When installing PayPal, some installation procedures are different. merchant screening After approval, you will receive a confirmation email from PayPal, so please enter the verification code and reply. After that, the production environment will be provided.