GMO-PG Transaction Lending

This is a lending service provided to member stores that use payment

Advertising costs, product purchase funds, free sample distribution funds

Features of GMO-PG Transaction Lending

  • ・ Loans can be executed in a minimum of 3 business days
  • ・ contract is completed by email, no need to go out
  • ・ No third party guarantor or collateral required
  • ・ No prepayment fee required

Application criteria

Merchants using PG's payment

  • * Public organizations / foundations and sole proprietors are not eligible.

Service overview

Loan amount 1 million yen to 30 million yen
Loan interest rate Annual interest rate 2.00% -15.00%
Repayment method ① Equal repayment of principal
② Lump-sum repayment of principal
Loan period Equal repayment of principal: within 1 year
Lump-sum repayment of principal: within 6 months
Number of repayments Within 12 times
Guarantor collateral No third party guarantor or collateral required
Delayed damages (real annual rate) Annual interest rate 18.00%
Required documents The register of the company borrower's register, a seal certificate, a copy of the driver's license of the person in charge, etc.
Details will be announced at the time of application

Customer success story

Spacey Co., Ltd.

PG multi-payment finance services

Utilize "GMO-PG Transaction Lending" to raise funds in a timely manner according to the growth phase. We talked about the merits of using the service and the effects of its introduction.


Loan application flow

  • * The loan conditions may not meet your request due to the examination.

Loan application flow

Repayment plan (example)

Repayment example

Documents required to open a loan account

All required documents 5 points (6 points in total if the person in charge of financing is not the representative)

* Except for Account transfer request forms and power of attorneys, it is possible to return the email.

1. Loan account opening application

2. Account transfer request form (*original required)

・ Please enter the account registered at the time of payment service contract
・ Paper with "For loan" in the upper right corner

3. The register of the company (certificate of all history items) <within 6 months from the date of issue>

4. Seal certificate <within 6 months from the date of issue>

5. One of driver's license, Individual Number Card, Passport, Residence Card, etc. (*)

<Those that are within the expiration date when we arrive>
・ Limited to those with a description of the current address.
・ If the current address is displayed on the back side or other page, a copy of the back side or other page is also required.
(*) Documents issued by government offices that include the name, address, date of birth, and a photo of the face attached.
If you would like documents other than the above, please contact us.

6. Power of attorney (* our prescribed form, original required)

This is required if someone other than the representative is in charge of the loan business.


1. Inquiries / Request for materials

There is a review for lending. We may not be able to meet your request.

2. Please tell me how to apply

Please contact us from the application form. We will contact you with the necessary documents for the examination.

3. Can I get a loan immediately after opening an account?

If the application amount and loan conditions are met, we will make the transfer in 3 to 5 business days at the earliest.

4. Can I repay in advance and how much is the fee at that time?

I can do it. There is no fee.

5. Do you need collateral?

It is unsecured and unguaranteed.

6. How should I repay?

As a general rule, the payment service contract will be automatically deducted on the 26th of every month.


Loan service center
TEL :03-5784-3610(平日9:00~17:00)

Business owner


■ Please check the loan conditions and use it in a planned manner.

For those who are worried about repayment etc.
Japan Money Lending Business Service Association Money Lending Business Consultation and Dispute Resolution Center
(Reception hours 9: 00-17: 00 Closed: Saturdays, Sundays, national holidays, year-end and New Year holidays)