Career
Inquiries
Services
Online payment
EC growth / problem solving
Financial support
Click here for a list of services
IR
Information for Investors
Newsroom
Newsroom
Careers
About us
About us
Inquiries
PG Multi-Payment Service
  1. Top
  2. Service list
  3. PG Multi-Payment Service
  4. Online direct debit payment

Online direct debit payment

Online direct debit payment

▼ What is Online direct debit payment?
This is a service in payment which consumers enter and authenticate their financial institution account information on e-commerce sites and other sites, thereby directly and immediately deducting the purchase price from the consumer's account balance.

決済サービス[総合]
お問い合わせ・資料請求

Benefits of Online direct debit payment

  • 1. Acquire new users
    Consumers who do not have a credit card, do not use it often, or want to prevent overspending or forgetting to pay can also use it on EC sites with convenience, so it can be expected to acquire a new user base.
  • 2. Compatible with a wide range of payment scenes
    It can be used not only on EC sites, but also in scenes such as online services, digital contents, and subscription services.
  • 3. Many financial institution available only with GMO-PG contract
    Merchants only contract with GMO-PG, and each financial institution individually contract・ Without system connection, many financial institution such as megabanks and regional banks such as The Bank of YokohamaIt is possible to provide payment by direct debit.

Online direct debit payment operation flow

Account Registration

  • Purchase information, payment number, payment completion notification… Purchase information, payment number, payment completion notification
  • payment…payment
Online direct debit payment Account Registration Flow
  1. Start account registration
  2. Account Registration Request (Merchants→ GMO-PG)
  3. Return of registration URL (GMO-PG→ merchants)
  4. Lead to registration screen (merchants → consumers)
  1. Registration Process (Consumer →financial institution)
  2. Registration Result Response (financial institution→GMO-PG)
  3. Return of registration results (GMO-PG→ merchants)
  4. Display of registration results (merchants → consumers)

payment

  • Purchase information, payment number, payment completion notification… Purchase information, payment number, payment completion notification
  • payment…payment
Online direct debit payment Account Registration Flow
  1. Purchase of goods and services
  2. Request for Account transfer (GMO-PG → Merchants)
  3. Request for Account transfer (GMO-PG →financial institution)
  4. Transfer result response (financial institution→ GMO-PG)
  1. Return of Transfer Results (GMO-PG→ Merchants)
  2. View results (merchants→ consumers)
  3. Delivery of sales proceeds [Payment] (financial institution→GMO-PG)
  4. Delivery of sales [Payment] (GMO-PG → Merchant)

Online direct debit payment End user purchase screen image

Account Registration

payment

Precautions for Online direct debit payment

  • ・At the time of application, there will be a review of measures for security and consumer protection.
  • ・ Two-factor authentication including SMS authentication is required for the merchant site.
  • ・Corporate accounts cannot be registered.
  • ・ Depending on the merchant's products and service contents, "Online direct debit payment" may not be available.
決済サービス[総合]
お問い合わせ・資料請求