According to a statistical survey, 45% of households in their 20s in the country have no savings and 20% are borrowing.
SOKKYU byGMO supports independent assets formation within the salary range.
Exhibitor: "Public Opinion Survey on finance Behavior of Households" [Single Household Survey] (2019)
The introduction of prepayment is a manifestation of the generous care for workers in their daily lives.
In terms of hiring, it is thought that this will lead to an increase in the number of job applications and a decrease in the retirement rate of workers.
Since GMO-PG is in charge of the process related to payroll prepayment, we will reduce the man-hours of personnel staff and payroll staff.
SOKKYU byGMO is designed and operated digitally first.
* SOKKYU byGMO is GMO Payment Gateway, Inc. (GMO-PG).
* Immediate payment ∞ SOKKYU is a trademark owned by Sakura Information Systems Co., Ltd.
* SOKKYU byGMO is operated in strict compliance with related laws and regulations such as the Labor Standards Act and other related business laws.
Introducing company, the employer, prepares salary funds
GMO-PG reimburses salary funds and pays once a month
We will transfer the salary to your usual bank account without having to create a dedicated account or card for the worker.
In addition, the introducing company is required to set the specified financial institution account as the withdrawal account when using the deposit type.
Leave the salaries of important employees to Actual and trusted service providers.
The service was launched in 2007, and it has been introduced by more than 1,000 companies.
Depending on the needs of the introduction company, both deposit type and replacement type are available.
In addition, please look forward to the future service expansion by GMO-PG, which is leading the domestic cashless scene.
Please contact GMO Payment Gateway first.
We will hear about your company's situation.
Please conclude an introduction contract after adjusting the conditions.
* In the case of deposit type, it is mandatory to open your company account at the designated financial institution.
SOKKYU byGMO Please register various information to the system.
・ Corporate information
・ Payroll cycle / closing date, etc.
・ Employee information
・ Attendance data linkage
As a fee for introduction, the company will be charged a fixed monthly fee, and the worker will be charged a system usage fee and a Bank transfer fee (in the case of a reimbursement type, a fund reimbursement fee) for each transfer.
In addition, it is also possible for the company to bear the fee of the worker.
In the case of the reimbursement type, it can be used within a few business days after application, and in the case of the deposit type, it can be used immediately after opening a dedicated financial institution SOKKYU byGMO
There is no need to open a new bank account. You can use your usual payroll account.
We adhere to the principle.
So-called prepayment of salary may conflict with the "principle of payment payment" out of the five principles of payment
Introducing payroll prepayment Companies and their workers are required to conclude a labor-management agreement that allows them to use payroll prepayment businesses for payment
SOKKYU byGMO is an immediate payment service up to the salary equivalent amount according to the worker's work Actual, so it does not fall under "loan".
In addition, since it is not necessary to repay the amount equivalent to the salary received immediately, it is a service different from "salary factoring" in which the worker is obliged to repay the amount already paid at payment at a later date.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
|Category||Product / service example|
|Illegal products, crime inducers||Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services|
|Intellectual property infringement products||Illegal copy products, pirated copies, equipment or related products that promote illegal copy products|
|File sharing service||File sharing software and services|
|Fake brand||Fake brand products|
|Adult merchandise||Porn, Brucella Shop, Adult Content|
|Customs, dating||Sex, dating sites, marriage information sites|
|Illegal medicines, narcotics||Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law|
|Cigarettes, electronic cigarettes||Cigarettes, electronic cigarettes|
|Cash vouchers, cashing, bank accounts, RMT, securities||Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities|
|Casino, gambling||Illegal online casinos, gambling, international lottery tickets, penny auctions|
|Fortune tech, information products||Fortune tech information, betting ticket forecast, information products|
|Fortune telling fraud, fortune-telling||Power stones, amulets, seals that emphasize the effect, fortune-telling|
|Pyramid scheme, MLM||Pyramid scheme, MLM|
|spam||Spam, phishing sites|
|Hype, violation of the landscape law||Hype, violation of the landscape law|
|Card fee collection||Credit card payment of payment shall be separately a fee|