
GMO BtoB Accounts Receivable Guarantee is a credit management strengthening service to prevent uncollected risk in legal human transactions. GMO Payment Gateway will pay a deposit and guarantee accounts receivable in the event of uncollected due to the bankruptcy or delay of payment of a business partner. *
* There is a prescribed examination by GMO Payment Gateway for use.
It may not be available depending on the result of the examination.
TSE can be used with confidence by providing services by Prime listed companies.
At the time of examination, we will not contact or notify our business partners at all, so we do not know that we will guarantee it.
If you pass the examination after application, you can start trading immediately.
In the event of a bad debt, it may adversely affect the business situation. By contract for this guarantee, it is possible to cover the loss with the guarantee fulfillment money, reduce the collection labor, and prevent the deterioration of cash flow.
There is a limit to constantly and accurately grasping the credit status of business partners only by conducting an in-house survey.
By using the examination by our company together, it is possible to double check with your company's credit management.
Bad debt losses have a tremendous impact on a company's financial results. By covering losses with guaranteed performance money, it is possible to level the short and huge losses to some extent. This also leads to a level of profit.
By protecting receivables with guarantees, the creditworthiness of our business partners and other stakeholders will be greatly improved.
Not only the bankruptcy of the business partner, but also the payment delay due to financial difficulties etc. are covered by the guarantee, so you can concentrate on your sales activities.
GMO B2B AR Guarantee can reduce the risk of uncollected new business partners with a minimum of 2 business days of examination.
Monthly flat-rate plan
Ideal when you want to make a receivable guarantee with a fixed monthly low guarantee fee
type | Monthly guarantee fee | Guarantee upper limit | Per company Guarantee upper limit |
Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
---|---|---|---|---|---|---|---|
Type S | 9,800 yen | 10 million yen | 500,000 yen | The due date is Accounts receivable within 180 days |
Yes | More than half a year | Half year prepayment |
Type M | 29,800 yen | 30 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
Type L | 59,800 yen | 50 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
Customized plan
Ideal for large transaction amounts and special schemes to guarantee accounts receivable
type | Guarantee rate | Guarantee amount | Number of guaranteed companies | Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
---|---|---|---|---|---|---|---|
Individual type | For the guaranteed amount 0.1% ~ |
1,000 Ten thousand yen that's all |
New business partner 1 company ~ Existing business partners 3 companies ~ |
Accounts receivable with payment due within 180 days | Yes | 1 year | Determined through examination |
Comprehensive type | annual rate 1.0% ~ * Minimum guarantee fee of 100,000 yen |
10 million yen or more | 5 companies ~ | Accounts receivable with payment due within 180 days | Only addition is possible | 1 year | 1 year prepayment |
The following are the differences
It is widely used by companies that generate accounts receivable in business-to-business (BtoB) transactions.
It is possible to use from 1 company for new business partners and from 3 companies for existing business partners.
We will reply to you within 2 business days at the earliest after receiving the examination request.
The following claims are not covered by the guarantee.
Both the monthly plan and the customized plan are from the warranty start date to the warranty date.
0.1% to 2.5% per month.
The guarantee fee rate will be presented after examination by our company.
In principle, we can underwrite the total guarantee amount from 10,000 yen to 100 million yen.
* Depends on the content of the examination by the guarantee destination.
You can pay not only for bankruptcy (bankruptcy, civil rehabilitation) but also for payment delays.
Please submit a copy of the documents (invoice, invoices, etc.) that can confirm the contents of the guaranteed claims and the documents (sales books, passbooks, etc.) that show the transaction Actual and payment history for the last year.
payment will be made within approximately 20 business days, assuming that you have submitted the above required documents.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
Category | Product / service example |
---|---|
Illegal products, crime inducers | Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services |
Intellectual property infringement products | Illegal copy products, pirated copies, equipment or related products that promote illegal copy products |
File sharing service | File sharing software and services |
Fake brand | Fake brand products |
Adult merchandise | Porn, Brucella Shop, Adult Content |
Customs, dating | Sex, dating sites, marriage information sites |
Illegal medicines, narcotics | Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law |
Cigarettes, electronic cigarettes | Cigarettes, electronic cigarettes |
Cash vouchers, cashing, bank accounts, RMT, securities | Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities |
Casino, gambling | Illegal online casinos, gambling, international lottery tickets, penny auctions |
Fortune tech, information products | Fortune tech information, betting ticket forecast, information products |
Fortune telling fraud, fortune-telling | Power stones, amulets, seals that emphasize the effect, fortune-telling |
Pyramid scheme, MLM | Pyramid scheme, MLM |
spam | Spam, phishing sites |
Hype, violation of the landscape law | Hype, violation of the landscape law |
Card fee collection | Credit card payment of payment shall be separately a fee |