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Introduction of "GMO B2B AR Guarantee
GMO B2B AR Guarantee
▼ What is "GMO B2B AR Guarantee"?
GMO BtoB Accounts Receivable Guarantee is a credit management strengthening service to prevent uncollected risk in legal human transactions. GMO Payment Gateway will pay a deposit and guarantee accounts receivable in the event of uncollected due to the bankruptcy or delay of payment of a business partner. *
* There is a prescribed examination by GMO Payment Gateway for use.
It may not be available depending on the result of the examination.
Why GMO B2B AR Guarantee is Selected
(1) Creditworthiness
TSE can be used with confidence by providing services by Prime listed companies.
(2) Convenience
At the time of examination, we will not contact or notify our business partners at all, so we do not know that we will guarantee it.
(3) Speed
If you pass the examination after application, you can start trading immediately.
* There is a prescribed examination by GMO Payment Gateway for use. It may not be available depending on the result of the examination.
Five Benefits of GMO B2B AR Guarantee
(1) Prevention of bad debt loss
In the event of a bad debt, it may adversely affect the business situation. By contract for this guarantee, it is possible to cover the loss with the guarantee fulfillment money, reduce the collection labor, and prevent the deterioration of cash flow.
(2) Strengthening and enhancing credit management
There is a limit to constantly and accurately grasping the credit status of business partners only by conducting an in-house survey.
By using the examination by our company together, it is possible to double check with your company's credit management.
(3) Loss leveling
Bad debt losses have a tremendous impact on a company's financial results. By covering losses with guaranteed performance money, it is possible to level the short and huge losses to some extent. This also leads to a level of profit.
(4) Improvement of creditworthiness
By protecting receivables with guarantees, the creditworthiness of our business partners and other stakeholders will be greatly improved.
(5) Cash flow support
Not only the bankruptcy of the business partner, but also the payment delay due to financial difficulties etc. are covered by the guarantee, so you can concentrate on your sales activities.
Flow of "GMO B2B AR Guarantee”
GMO B2B AR Guarantee can reduce the risk of uncollected new business partners with a minimum of 2 business days of examination.
Check the plan that is right for your company
contract type
Monthly flat-rate plan
Ideal when you want to make a receivable guarantee with a fixed monthly low guarantee fee
| type | Monthly guarantee fee | Guarantee upper limit | Per company Guarantee upper limit |
Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
|---|---|---|---|---|---|---|---|
| Type S | 9,800 yen | 10 million yen | 500,000 yen | The due date is Accounts receivable within 180 days |
Yes | More than half a year | Half year prepayment |
| Type M | 29,800 yen | 30 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
| Type L | 59,800 yen | 50 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
Customized plan
Ideal for large transaction amounts and special schemes to guarantee accounts receivable
| type | Guarantee rate | Guarantee amount | Number of guaranteed companies | Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
|---|---|---|---|---|---|---|---|
| Individual type | For the guaranteed amount 0.1% ~ |
1,000 Ten thousand yen that's all |
New business partner 1 company ~ Existing business partners 3 companies ~ |
Accounts receivable with payment due within 180 days | Yes | 1 year | Determined through examination |
| Comprehensive type | annual rate 1.0% ~ * Minimum guarantee fee of 100,000 yen |
10 million yen or more | 5 companies ~ | Accounts receivable with payment due within 180 days | Only addition is possible | 1 year | 1 year prepayment |
Case study
Advertising agency business
Started consideration in response to demand for expansion of transactions with customers who exceed the credit limit
In the case where the customer cannot respond to other means such as collateral setting, deposit guarantee, payment site shortening, etc. due to the demand for expanding transactions with business partners who exceed the credit limit in accordance with the credit management rules established in-house. I considered it as a response to.
Wholesale business
To strengthen the conservation of concerns about credit instability as the corona expands
It can be used as a reference for credit decisions that cannot be obtained in detail by the research organization, and effective maintenance can be strengthened without relying on human guarantees. You can flexibly consider irregular events while using it.
Useful content
Online seminar
To not regret using the accounts receivable guarantee
The details of accounts receivable maintenance services, such as accounts receivable guarantee, vary not only depending on the type of service but also on each company that provides it. In this seminar, we will explain the points about how to choose a receivables maintenance service that will not fail.
Useful materials
What is the means to raise the credit limit?
Have you ever experienced a loss of new contract opportunities due to strict internal credit and a low customer credit limit, or a suspension of transactions due to credit insecurity? In this document, we will show you how to raise the customer credit limit as a hint to grow your business while hedging risks.
FAQ
What is the difference between GMO B2B AR Guarantee and other companies?
The following are the differences
- (1) If you are a new business partner, you can guarantee from one company.
- (2) We have plans to meet your trading habits and requests.
- (3) Guarantees can also be made by business partners who use other guarantee companies.
What kind of company is using it?
It is widely used by companies that generate accounts receivable in business-to-business (BtoB) transactions.
Can I get a warranty from one company?
It is possible to use from 1 company for new business partners and from 3 companies for existing business partners.
How long does the examination take?
We will reply to you within 2 business days at the earliest after receiving the examination request.
Are there any claims that are not covered by the guarantee?
The following claims are not covered by the guarantee.
- ① Claims based on a loan contract
- (2) Claims based on business law violation contract, disguise transactions without substance, and contract with antisocial forces
- ③ Claims for which extension of payment date has been approved or may be approved
How long is the warranty?
Both the monthly plan and the customized plan are from the warranty start date to the warranty date.
What is the guarantee fee rate?
0.1% to 2.5% per month.
The guarantee fee rate will be presented after examination by our company.
What is the guaranteed amount?
In principle, we can underwrite the total guarantee amount from 10,000 yen to 100 million yen.
* Depends on the content of the examination by the guarantee destination.
When are you eligible for warranty payment?
You can pay not only for bankruptcy (bankruptcy, civil rehabilitation) but also for payment delays.
What documents are required to fulfill the guarantee?
Please submit a copy of the documents (invoice, invoices, etc.) that can confirm the contents of the guaranteed claims and the documents (sales books, passbooks, etc.) that show the transaction Actual and payment history for the last year.
What is the schedule for receiving the deposit?
payment will be made within approximately 20 business days, assuming that you have submitted the above required documents.
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