GMO BtoB Accounts Receivable Guarantee is a credit management strengthening service to prevent uncollected risk in legal human transactions. GMO Payment Gateway will pay a deposit and guarantee accounts receivable in the event of uncollected due to the bankruptcy or delay of payment of a business partner. *
* There is a prescribed examination by GMO Payment Gateway for use.
It may not be available depending on the result of the examination.
TSE can be used with confidence by providing services by Prime listed companies.
At the time of examination, we will not contact or notify our business partners at all, so we do not know that we will guarantee it.
If you pass the examination after application, you can start trading immediately.
In the event of a bad debt, it may adversely affect the business situation. By contract for this guarantee, it is possible to cover the loss with the guarantee fulfillment money, reduce the collection labor, and prevent the deterioration of cash flow.
There is a limit to constantly and accurately grasping the credit status of business partners only by conducting an in-house survey.
By using the examination by our company together, it is possible to double check with your company's credit management.
Bad debt losses have a tremendous impact on a company's financial results. By covering losses with guaranteed performance money, it is possible to level the short and huge losses to some extent. This also leads to a level of profit.
By protecting receivables with guarantees, the creditworthiness of our business partners and other stakeholders will be greatly improved.
Not only the bankruptcy of the business partner, but also the payment delay due to financial difficulties etc. are covered by the guarantee, so you can concentrate on your sales activities.
GMO B2B AR Guarantee can reduce the risk of uncollected new business partners with a minimum of 2 business days of examination.
Monthly flat-rate plan
Ideal when you want to make a receivable guarantee with a fixed monthly low guarantee fee
|type||Monthly guarantee fee||Guarantee upper limit||Per company
Guarantee upper limit
|Target loan||Of the stocks covered by the guarantee
|contract period||Guarantee fee payment option|
|Type S||9,800 yen||10 million yen||500,000 yen||The due date is
Accounts receivable within 180 days
|Yes||More than half a year||Half year prepayment|
|Type M||29,800 yen||30 million yen||5 million yen||Accounts receivable with payment due within 180 days||Yes||More than half a year||Half year prepayment|
|Type L||59,800 yen||50 million yen||5 million yen||Accounts receivable with payment due within 180 days||Yes||More than half a year||Half year prepayment|
Ideal for large transaction amounts and special schemes to guarantee accounts receivable
|type||Guarantee rate||Guarantee amount||Number of guaranteed companies||Target loan||Of the stocks covered by the guarantee
|contract period||Guarantee fee payment option|
|Individual type||For the guaranteed amount
|1,000 Ten thousand yen
|New business partner
1 company ~
Existing business partners
3 companies ~
|Accounts receivable with payment due within 180 days||Yes||1 year||Determined through examination|
|Comprehensive type||annual rate 1.0% ~
* Minimum guarantee fee of 100,000 yen
|10 million yen or more||5 companies ~||Accounts receivable with payment due within 180 days||Only addition is possible||1 year||1 year prepayment|
In the case where the customer cannot respond to other means such as collateral setting, deposit guarantee, payment site shortening, etc. due to the demand for expanding transactions with business partners who exceed the credit limit in accordance with the credit management rules established in-house. I considered it as a response to.
It can be used as a reference for credit decisions that cannot be obtained in detail by the research organization, and effective maintenance can be strengthened without relying on human guarantees. You can flexibly consider irregular events while using it.
The details of accounts receivable maintenance services, such as accounts receivable guarantee, vary not only depending on the type of service but also on each company that provides it. In this seminar, we will explain the points about how to choose a receivables maintenance service that will not fail.
Have you ever experienced a loss of new contract opportunities due to strict internal credit and a low customer credit limit, or a suspension of transactions due to credit insecurity? In this document, we will show you how to raise the customer credit limit as a hint to grow your business while hedging risks.
The following are the differences
It is widely used by companies that generate accounts receivable in business-to-business (BtoB) transactions.
It is possible to use from 1 company for new business partners and from 3 companies for existing business partners.
We will reply to you within 2 business days at the earliest after receiving the examination request.
The following claims are not covered by the guarantee.
Both the monthly plan and the customized plan are from the warranty start date to the warranty date.
0.1% to 2.5% per month.
The guarantee fee rate will be presented after examination by our company.
In principle, we can underwrite the total guarantee amount from 10,000 yen to 100 million yen.
* Depends on the content of the examination by the guarantee destination.
You can pay not only for bankruptcy (bankruptcy, civil rehabilitation) but also for payment delays.
Please submit a copy of the documents (invoice, invoices, etc.) that can confirm the contents of the guaranteed claims and the documents (sales books, passbooks, etc.) that show the transaction Actual and payment history for the last year.
payment will be made within approximately 20 business days, assuming that you have submitted the above required documents.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
|Category||Product / service example|
|Illegal products, crime inducers||Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services|
|Intellectual property infringement products||Illegal copy products, pirated copies, equipment or related products that promote illegal copy products|
|File sharing service||File sharing software and services|
|Fake brand||Fake brand products|
|Adult merchandise||Porn, Brucella Shop, Adult Content|
|Customs, dating||Sex, dating sites, marriage information sites|
|Illegal medicines, narcotics||Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law|
|Cigarettes, electronic cigarettes||Cigarettes, electronic cigarettes|
|Cash vouchers, cashing, bank accounts, RMT, securities||Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities|
|Casino, gambling||Illegal online casinos, gambling, international lottery tickets, penny auctions|
|Fortune tech, information products||Fortune tech information, betting ticket forecast, information products|
|Fortune telling fraud, fortune-telling||Power stones, amulets, seals that emphasize the effect, fortune-telling|
|Pyramid scheme, MLM||Pyramid scheme, MLM|
|spam||Spam, phishing sites|
|Hype, violation of the landscape law||Hype, violation of the landscape law|
|Card fee collection||Credit card payment of payment shall be separately a fee|