GMO
BtoB売掛保証とは、法人間取引における未回収リスクを予防するための与信管理強化サービスです。取引先の倒産・支払遅延により未回収が発生した場合に、GMOペイメントゲートウェイが保証履行金を支払い売掛金を保証いたします。※
* There is a prescribed examination by GMO Payment Gateway for use.
It may not be available depending on the result of the examination.
TSE can be used with confidence by providing services by Prime listed companies.
At the time of examination, we will not contact or notify our business partners at all, so we do not know that we will guarantee it.
If you pass the examination after application, you can start trading immediately.
In the event of a bad debt, it may adversely affect the business situation. By contract for this guarantee, it is possible to cover the loss with the guarantee fulfillment money, reduce the collection labor, and prevent the deterioration of cash flow.
There is a limit to constantly and accurately grasping the credit status of business partners only by conducting an in-house survey.
By using the examination by our company together, it is possible to double check with your company's credit management.
Bad debt losses have a tremendous impact on a company's financial results. By covering losses with guaranteed performance money, it is possible to level the short and huge losses to some extent. This also leads to a level of profit.
By protecting receivables with guarantees, the creditworthiness of our business partners and other stakeholders will be greatly improved.
Not only the bankruptcy of the business partner, but also the payment delay due to financial difficulties etc. are covered by the guarantee, so you can concentrate on your sales activities.
GMO B2B AR Guarantee can reduce the risk of uncollected new business partners with a minimum of 2 business days of examination.
Monthly flat-rate plan
Ideal when you want to make a receivable guarantee with a fixed monthly low guarantee fee
type | Monthly guarantee fee | Guarantee upper limit | Per company Guarantee upper limit |
Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
---|---|---|---|---|---|---|---|
Type S | 9,800 yen | 10 million yen | 500,000 yen | The due date is Accounts receivable within 180 days |
Yes | More than half a year | Half year prepayment |
Type M | 29,800 yen | 30 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
Type L | 59,800 yen | 50 million yen | 5 million yen | Accounts receivable with payment due within 180 days | Yes | More than half a year | Half year prepayment |
Customized plan
Ideal for large transaction amounts and special schemes to guarantee accounts receivable
type | Guarantee rate | Guarantee amount | Number of guaranteed companies | Target loan | Of the stocks covered by the guarantee Replacement |
contract period | Guarantee fee payment option |
---|---|---|---|---|---|---|---|
Individual type | For the guaranteed amount 0.1% ~ |
1,000 Ten thousand yen that's all |
New business partner 1 company ~ Existing business partners 3 companies ~ |
Accounts receivable with payment due within 180 days | Yes | 1 year | Determined through examination |
Comprehensive type | annual rate 1.0% ~ * Minimum guarantee fee of 100,000 yen |
10 million yen or more | 5 companies ~ | Accounts receivable with payment due within 180 days | Only addition is possible | 1 year | 1 year prepayment |
The following are the differences
It is widely used by companies that generate accounts receivable in business-to-business (BtoB) transactions.
It is possible to use from 1 company for new business partners and from 3 companies for existing business partners.
We will reply to you within 2 business days at the earliest after receiving the examination request.
The following claims are not covered by the guarantee.
Both the monthly plan and the customized plan are from the warranty start date to the warranty date.
0.1% to 2.5% per month.
The guarantee fee rate will be presented after examination by our company.
In principle, we can underwrite the total guarantee amount from 10,000 yen to 100 million yen.
* Depends on the content of the examination by the guarantee destination.
You can pay not only for bankruptcy (bankruptcy, civil rehabilitation) but also for payment delays.
Please submit a copy of the documents (invoice, invoices, etc.) that can confirm the contents of the guaranteed claims and the documents (sales books, passbooks, etc.) that show the transaction Actual and payment history for the last year.
payment will be made within approximately 20 business days, assuming that you have submitted the above required documents.