This is a service that allows GMO Payment Gateway to purchase the receivables that your company holds for its business partners and quickly monetize them.
accounts receivable can be capitalized at an early stage by purchasing receivables.
In the unlikely event that the purchased receivables become unpaid due to the bankruptcy of the business partner or payment delay, the GMO Payment Gateway will collect the payment, so the uncollected amount will be reduced.
Unlike bank loans, there is no need to submit a cash flow chart, business plan
The balance sheet is slim because it is journalized by accounts receivable
There is business-to-business transactions (BtoB transactions), and it is widely used by companies with receivables, but it is only for corporations and cannot be used by sole proprietors.
Only for corporations. Claims for individuals are not eligible for purchase.
The seller who has completed the usage examination will make the payment in a minimum of 2 business days. If you have not completed the usage examination, please apply first. The result of the usage examination will be answered in a minimum of 2 business days.
You will need the seller's financial statements for two terms, a trial balance, the buyer's examination request, and a basic transaction contract
You will need a quotation, invoice / delivery confirmation (acceptance), etc.
Currently, we are refraining from purchasing in some industries. Please contact us for details.
We will not refuse the purchase just because of the deficit and insolvency. If you have not paid taxes or social insurance premiums and have not completed the partial payment procedure, we will refuse the purchase.
If you have not paid taxes or social insurance premiums, we do not purchase them in principle. However, if it is paid in installments, it may be possible to purchase it.
It may be available. Please feel free to contact us as it will be our own examination.
Varies. GMO B2B Early Payment is a financing method in which we purchase receivables in business-to-business transactions.
Purchase order: 2% ~ 12% invoice: 1% ~ 10%. We will examine the commission rate and present it.
We can handle from tens of thousands of yen per invoice.
However, the total amount per purchase is 1 million yen or more (3 million yen or more for the spot type).
In principle, no notification is required to the business partner.
In principle, it is not registered. ※Please contact us for more information.
In principle, the service is based on the assumption that it will be used, but it may not be necessary depending on the examination results.
We will transfer the money to your designated bank account in a minimum of 2 business days.
Please be assured. We properly comply with laws and regulations.
Electronic Invoice Early Payment invoice with a single click, in collaboration with Infomart Corporation and our company.
By using "Electronic Invoice Early Payment", you can monetize the accounts receivable invoice earlier than the payment due date, which makes it possible to improve the cash flow.
This service is applicable when the introduced EC site is operated by a corporation.
If the introductory EC site is operated by an individual, please check here.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
|Category||Product / service example|
|Illegal products, crime inducers||Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services|
|Intellectual property infringement products||Illegal copy products, pirated copies, equipment or related products that promote illegal copy products|
|File sharing service||File sharing software and services|
|Fake brand||Fake brand products|
|Adult merchandise||Porn, Brucella Shop, Adult Content|
|Customs, dating||Sex, dating sites, marriage information sites|
|Illegal medicines, narcotics||Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law|
|Cigarettes, electronic cigarettes||Cigarettes, electronic cigarettes|
|Cash vouchers, cashing, bank accounts, RMT, securities||Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities|
|Casino, gambling||Illegal online casinos, gambling, international lottery tickets, penny auctions|
|Fortune tech, information products||Fortune tech information, betting ticket forecast, information products|
|Fortune telling fraud, fortune-telling||Power stones, amulets, seals that emphasize the effect, fortune-telling|
|Pyramid scheme, MLM||Pyramid scheme, MLM|
|spam||Spam, phishing sites|
|Hype, violation of the landscape law||Hype, violation of the landscape law|
|Card fee collection||Credit card payment of payment shall be separately a fee|