▼ What is 3D Secure (* 1)?
In addition to the credit card number and expiration date, the customer enters the Internet-specific ID and password issued by each credit card company on the Internet to make Credit card payment
Currently, it is used by four brands, "VISA," "Mastercard," "JCB," and "American Express * 2."
* 1 Although the name is different for each brand, it is collectively 3D Secure".
* 2 To use the merchant acquiring service, it is a condition of use that you have a contract with JCB Co., Ltd.
It directly with the card company contract if it is, American Express International, fifth and Inc. contract is that there is - you profit ⽤ conditions.
Fraud is when a third party other than the card holder impersonates the person and purchases the product.
Fraud chargeback * when it is found to be fraudulent.
* What is chargeback
If the cardholder payment of the usage fee due fraud etc., the credit card company refuses the payment
Chargeback occurs, you will not be able to pay the proceeds of the transaction.
In addition, if the payment has already been completed at GMO-PG and the member store, or if it cannot be offset from the latest transfer, it is necessary to refund
Therefore, even though the member store has shipped the product (provided the service), the sales proceeds will not be deposited.
Fraud by stolen credit cards and counterfeit credit cards is increasing, and in order to prevent them, 3D Secure which allows you to enter a password that only you can know, will be effective.
Authenticate with the password registered by the person. Therefore, it is possible to prevent the card information of another person from being stolen, "impersonating" the cardholder, and illegally giving or receiving goods or services.
● Peace of mind
3D Secure, you can appeal to the purchaser that you are paying attention to security.
● Lost opportunity
You may not remember the password registered by the cardholder, and you may quit your purchase because you do not know your password during the purchase process.
* DINERS cannot be supported.
Personal authentication screen example * The display may differ slightly depending on the card issuer.
Customers who see the password entry screen are registered with the personal authentication service.
* If you have forgotten your password, please contact the card company listed on the back of the card.
(From the viewpoint of personal information protection, it cannot be confirmed even if you contact the shop)
/ / /
3D Secure is compatible with smartphones, but you cannot make transactions from feature phones.
This service is applicable when the introduced EC site is operated by a corporation.
If the introductory EC site is operated by an individual, please check here.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
|Category||Product / service example|
|Illegal products, crime inducers||Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services|
|Intellectual property infringement products||Illegal copy products, pirated copies, equipment or related products that promote illegal copy products|
|File sharing service||File sharing software and services|
|Fake brand||Fake brand products|
|Adult merchandise||Porn, Brucella Shop, Adult Content|
|Customs, dating||Sex, dating sites, marriage information sites|
|Illegal medicines, narcotics||Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law|
|Cigarettes, electronic cigarettes||Cigarettes, electronic cigarettes|
|Cash vouchers, cashing, bank accounts, RMT, securities||Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities|
|Casino, gambling||Illegal online casinos, gambling, international lottery tickets, penny auctions|
|Fortune tech, information products||Fortune tech information, betting ticket forecast, information products|
|Fortune telling fraud, fortune-telling||Power stones, amulets, seals that emphasize the effect, fortune-telling|
|Pyramid scheme, MLM||Pyramid scheme, MLM|
|spam||Spam, phishing sites|
|Hype, violation of the landscape law||Hype, violation of the landscape law|
|Card fee collection||Credit card payment of payment shall be separately a fee|