Online payment No.1 Usage

Credit card payment

Credit card payment is one of the most frequently used online payment payment method and essential for increasing sales.

With GMO Payment Gateway's Credit card payment, you can easily implement high-performance and secure card payment services all at once.
We will support our customers with peace of mind from consultation on the construction of EC sites and online shops to the time of payment introduction.
In addition to the five major international brands (Visa, MasterCard, JCB, AMEX, and Diners), we accept credit cards issued by various credit card companies in Japan.

Frequently Asked Card payment Questions

Challenges like this can be overcome.
It can be solved

  • I want to introduce payment to my service
  • I want to know the most commonly used payment method
  • I want to make BtoB transactions cashless.

5 points where Credit card payment

  1. You can leave the complicated paperwork for each credit card company

  2. Get attentive customer support to help you run your business

  3. You can use the early collection service for sales

  4. You can introduce the industry's top-class stable operation and reliable payment service as SaaS

  5. You can operate e-commerce in a security environment that complies with international standards

Reasons why we are selected for payment processing services

Merchants with multiple credit card companies contract Since you can leave all the procedures to us, you can eliminate the cost of complicated paperwork and concentrate on designing and building your e-commerce site. In addition, we will support you from the establishment of your website to the operation of your website in all payment method, including Credit card payment, such as reducing the risk of non-collection with "Early Payment Service" for fee collection.

Furthermore, with our payment service PG Multi-Payment Service, Credit card payment, CVS payment, PayPal, Pay-easy, Various payment methods such as Account transfer and cash on delivery can be easily set up whenever you want to add them. We respond to diversifying payment needs. Not only payment methods, but also a wide variety of services such as recurring payment, membership fee collection, and payment deadline setting are centrally managed on a single management screen. It is a payment service that thoroughly focuses on usability.

We help improve the efficiency of our operations, analyze and examine the cost of payment from the smallest points to the parts related to the whole, and prepare each service so that it leads to reduction.

Business Overview and Credit card payment 3 plans according to your purpose

A dedicated sales representative will guide you. Please feel free to contact us.

Entry Plan Standard Plan Advanced Plan

Easy to install despite its high functionality. Recommended for the first Credit card payment

Recommended business

・Internet product sales
・Mobile shopping
・ mail order
・Contents sales

You can increase the number of repeat customers with the credit card number registration function.

Recommended business

・Internet product sales
・Mobile shopping
・ mail order
・Contents sales

You can get stable sales with the continuous monthly billing function.

Recommended business

・Insurance sales
・ goods-of-the-month delivery service
・Provider
・Cable TV

We will propose the most suitable Credit card payment

Introducing the main model cases from various payment

Entry Plan: payment on a case-by-case basis

This is a method payment by having the purchaser enter the card information each time he / she purchases a product or service.

1-1. Example of using Credit card payment

By managing the status, it is possible to prevent events and troubles such as the payment request from the credit card company even though the product has not arrived.

payment each time + provisional/actual operation

  • It is possible to manage and change the product status of "authorization" at the timing of the order, and "actual sales" after the product is shipped.
  • The "cancellation" and "return" processing at the time of cancellation is also easy.

1-2. Example of using Credit card payment for digital content sales

Buyers can make payment when purchasing digital content such as music data and game app items. You can immediately provide the service to the purchaser.

payment each time + immediate operation

  • Immediately move to "Sales" status at the timing of receiving an order.
  • The "cancellation" and "return" processing at the time of cancellation is also easy.
Standard Plan: Membership ID payment support

Member ID registration saves the purchaser the trouble of entering credit card information each time he / she makes a purchase. We can expect an increase in sales by retaining buyers and turning them into repeat customers.

2-1. Example of using payment

This saves the purchaser from having to enter personal information such as name and credit card information each time he / she purchases, preventing the basket from dropping or leaving, and at the same time increasing the repeat purchase rate.

Member ID + Provisional/Actual Operation

  • At the time of initial purchase or application, the credit card is "checked for validity", and if it is valid, a "member ID" is systematically assigned.
  • Utilize the status management function of "authorization" when receiving an order and "actual sales" after shipping the product. As with payment operation each time, we will prevent problems with product non-delivery.

2-2. Example of using payment for digital content sales

Ideal for charging digital content such as frequently purchased game app items. You can save the trouble of entering credit card information and immediately provide the service to the purchaser.

Member ID + Immediate Operation

  • At the time of initial purchase or application, the credit card is "checked for validity", and if it is valid, a "member ID" is systematically assigned.
  • "Sales" are determined at the timing of receiving orders.
Advanced Plan: account update

Suitable for businesses with monthly billing type. By receiving the prescribed data every month, it is possible to payment while renewing the expiration date of card information (account update), improving the certainty of billing and operational efficiency.

Examples payment usage in monthly billing businesses such as providers, insurance sales, regular flights, and goods-of-the-month delivery service

This saves the purchaser from having to enter personal information such as name and credit card information each time he / she purchases, preventing the basket from dropping or leaving, and at the same time increasing the repeat purchase rate.

account update operation + member ID payment

  • At the time of initial purchase or application, the credit card is "checked for validity", and if it is valid, a "member ID" is systematically assigned.
  • At the time of billing and continuation, "account update" and "sales" processing will be performed.
About payment by recurring payment

Security environment

payment from the previous payment until after, safe and secure payment will provide the environment.
We also support credit card security guidelines.

Service operation flow

First, you will be asked to install "PG Multi-Payment Service", and then you will be asked to install Credit card payment on that platform.
The PG Multi-Payment Framework is a comprehensive payment service that integrates a variety of payment functions as a highly functional and easy-to-implement SaaS. In addition to procedures such as merchant screening and member store contract, we provide a one-stop service from actual introduction to operation, so you can smoothly introduce payment services.

Service operation flow

Acceptable credit card companies

You can introduce Credit card payment of major international brands all at once.

In addition to the five major international brands (Visa, MasterCard, JCB, AMEX, and Diners), we accept credit cards issued by various credit card companies in Japan Japan.

A service that can be used by multiple credit card brands with contract only with your company

In order to be able to use multiple credit card brands as a means of payment EC service, it is necessary to contract multiple credit card brands for the number of credit card brands you want to introduce when you contract directly between the business and the credit card brand company. Our "merchant acquiring service (Merchant contract Bulk Service)" allows you to contract with multiple credit card brand merchants in one contract between you and us, and you can streamline the management of your credit card sales.

It is recommended for businesses that are starting new online shops and Internet mail-order sales, and businesses that want to Credit card payment

  • Only by contract with us, you will be able to use multiple card brands
  • Deposit dates and fees are unified, making it easier to manage deposits and withdrawals
  • By using Optional Services, you can make payments faster

Representative membership contract

Representative membership contract

We apply for membership to a credit card company

Notes

About merchant screening

This service is a merchant contract agency service for Internet mail order. Depending on the products handled and the screening of credit card companies and collection agencies, it may not be available, and the credit card brands and payment method that can be used may be limited.

*Please contact us for details.

About payment option Credit card payment

The payment option available is "one-time payment". Upon request, we will provide "revolving payment" and "installment payment (3 or more times)".

* Depending on the products handled by the business, we may not be able to meet your request. If you have a credit card company and a Direct Contract and wish to use the contract in combination with our representative member contract, please note that we will apply the payment option available at our representative member contract.

About payment

Please note that you will be responsible for any transfer fees to financial institution incurred when depositing sales proceeds. If the amount of cancellation is greater than the amount of sales, you may be asked to pay us.

Fraud Credit card payment occurs

万一第三者による不正利用が発生し、クレジットカード会社側が不正取引と認めた場合は、「売上の差し戻し」「債権買取の拒否(チャージバック)」が発生する場合がございます。その対策として本人認証サービス:EMV 3-Dセキュア(3Dセキュア2.0)のご利用を推奨しており、不正利用の発生を最小限に防止する事が可能となります。

* VISA / MASTER / JCB are eligible, and other card brands are not eligible.

Flow until service introduction

1. Inquiries and Requests for Materials: GMO PG

Please contact us by form or phone first. We will send you a free document that summarizes the best service for you. In addition, the person in charge will contact you as soon as possible.
In addition, you can start using the service in a minimum of 3 weeks to 2 months, including the period from application to examination, ID issuance, and incorporation into your system.
payment We also accept detailed consultations and requests regarding services. Please feel free to contact us.

You can use the test environment and download the specifications.

This is an environment in which tests are conducted in advance before introducing "PG Multi-Payment Service".
We provide specifications, manuals, and a set of management screens necessary for various payment processing (test operation).

2. Apply from your company

Please submit the following documents when applying.

merchant acquiring service (member store contract package service)

  • PG Multi-Payment Service application
  • The register of the company (copy)
  • Product materials for sale
  • Contents of indication based on the Act on Specified Commercial Transactions
  • Notification to each competent authority and permit

* If the web page is public, some documents are not required.
* For details, please contact our sales staff.

In case of direct membership contract (when there is a contract with the card company)

  • PG Multi-Payment Service application
3. At our company merchant screening ・ RegisteredGMO PG

If you are using the merchant acquiring service (member store contract acquirer will conduct an examination via our company.

4. GMO PG provides production environment from our company

acquirer and we will send you the production environment setting contents by e-mail.

5. Test the connection in your production environment

Please perform a connection test in a production environment.

6. Start of operation at your company

Please start operation.

* The period until the start of operation will vary depending on the development content of your company.
* PayPal At the time of introduction, some of the installation procedures are different. merchant screening After approval, you will receive a confirmation email from PayPal company, so please enter the verification code and reply. After that, the production environment will be provided.