▼ About ”GMO-PG Processing Platform”
“GMO-PG Processing Platform” provides various payment solutions that help financial institutions or financial service providers start payment-related services by enabling payment infrastructure building in short time, at low cost and with ease. Services covered under this comprehensive platform assist you with issuing debit cards, credit cards, prepaid cards and house cards as well as merchant businesses that require functions of contract management, settlement and card transactions. The platform also serves in creating operational efficiency, with all its solutions built on one, central administration page.
Credit Card Payment is a representative contract service for mail-order businesses.
There can be cases when you cannot use our services or cannot use the whole spectrum of services because of your product or by results of the screening conducted by credit card companies/collection agencies.
Our platform supports every scenario of payments, whether at physical stores or through Ecommerce shopping. The platform can also offer marketing-related functionalities such as CLO, reward or coupon.
Every solution is provided through API which allows low-cost and easy implementation of services.
Utilizing payment know-how and experiences through our payment processing business, the platform implementation comes in at a low-cost, in short window of time, and with ease. In addition, the platform drives operational efficiency, centrally managing all solutions on one administrative page.
Debit card issuing1 support | Issuing debit cards of international brands and other functions needed for the card transactions Customizable to suit your needs including virtual card issuing, immediate issuing and corporate card issuing 【Main functions】 ・Membership management: receiving applications, card issuing, master management of member data, membership web page (configuration on conditions of use, usage history review, etc.) ・Transaction management: authorization2, sales processing, overdraft3 response, acting authorization |
Credit card issuing support | Issuing credit cards of international brands and other functions needed for the card transactions Linked with existing systems of financial institutions, credit card-issuing system can be installed immediately. 【Main functions】 ・Membership management: receiving applications, card issuing, master management of member data, membership web page (configuration on conditions of use, usage history review, etc.) ・Transaction management: authorization, sales processing, credit line management, delay damage management |
Prepaid card issuing support | Issuing prepaid cards of international brands and other functions needed for the card transactions Reloading via credit card or convenient store, point/reward linkage and app usage are available. 【Main functions】 ・Membership management: receiving applications, card issuing, master management of member data, membership web page (configuration on conditions of use, usage history review, etc.) Transaction management: authorization, sales processing, balance management, overdraft response |
House solution support | Issuing non-international brand, house4 credit/prepaid cards, merchant management and other functions necessary for the transactions 【Main functions】 ・Membership management: receiving applications, card issuing, master management of member data, membership web page (configuration on conditions of use, usage history review, etc.) ・Transaction management: transaction data processing, transaction master management, credit line and balance management, fraud detection ・Merchant management: merchant master management, creation of report for merchant’s settlement, merchant web page (settlement information, transaction-level inquiry5) |
Acquiring6 support | Merchant contract management, merchant settlement operation and functions for payment message processing of various card types 【Main functions】 ・Merchant management: merchant master management, report creation for merchant’s settlement, merchant web page (settlement information, transaction inquiry) ・Transaction management: authorization and sales processing, handling of international brands, fraud detection, dynamic credit monitoring7 |
Improved convenience for card members | Smartphone app and web page (configuration on conditions of use, usage history review, bank account activity review) to improve convenience for card members and to expand their usage |
External connection | API or settlement-network connection among financial institutions, Fintech firms and international brand card companies |
Marketing and sales promotions | Marketing support through CLO8, points/rewards, coupons, etc., dynamic credit monitoring, fraud detection |
Operation management | Storing data (member data, merchant data and transaction data) on database, transaction review, creation of reports for settlement |
*Time window until service release is adjustable and determined through discussions.
▼ 導入ECが法人の方
▼ 導入ECが個人の方
▼ 実店舗のみの方
カテゴリー | 商品・サービス例 |
---|---|
違法商材、犯罪誘発物 | ワシントン条約指定品(象牙、パイソン、オーストリッチ、クロコダイル等)、犯罪を誘発する物(催涙スプレー、モデルガン、スタンガン、銃、刀類、手錠、盗聴・盗撮用品等)、業法違反・無免許販売に該当する商品・サービス |
知的財産権侵害商材 | 違法コピー商品、海賊版、違法コピー商品を助長させる機器または関連商品 |
ファイル共有サービス | ファイル共有用ソフト・サービス |
偽ブランド | 偽ブランド品 |
アダルト商材 | ポルノ、ブルセラショップ、アダルトコンテンツ |
風俗、出会い系 | 性風俗、出会い系サイト、結婚情報サイト |
違法医薬品、麻薬 | 薬事法・健康増進法・麻薬取締法に抵触する薬品 |
タバコ、電子タバコ | タバコ、電子タバコ |
金券類、現金化、銀行口座、RMT、有価証券 | 商品券、プリペイドカード、印紙、切手、回数券、ディスカウント航空券、現金化、RMT(リアルマネートレード)、株式、有価証券 |
カジノ、ギャンブル | 違法なオンラインカジノ、賭博、海外宝くじ、ペニーオークション |
財テク、情報商材 | 財テク情報、馬券予想、情報商材 |
霊感商法、占い | パワーストーン、お守り、効果を強調する印鑑、占い |
無限連鎖講、マルチ商法 | 無限連鎖講、マルチ商法 |
スパム | スパム、フィッシングサイト |
誇大広告、景表法違反 | 誇大広告、景表法違反 |
カード手数料徴求 | クレジットカード支払いの決済手数料を別途徴収するもの |