▼About Multi-Payment Service
PG Multi-Payment Service is a comprehensive payment platform that offers various online payment solutions, such as credit card payment and convenience store payment.
We conduct hearing to suit various situations, such as “considering new introduction”, “using the service already”, and “being necessary to add new functions”, and hence, are able to propose a wide range of solutions for E-commerce site-building and other various problems.
Regarding security aspect, we deliver a safe and secure payment processing environment from the beginning to the end of each transaction. We also provide solutions for the requirement of “Action Plan for the Strengthening of Measures for Security in Credit Card Transactions”.
Various payment solutions of “PG Multi-Payment Service”
Four reasons to choose PG Multi-Payment Service
- 1.PG Multi-Payment Service has gathered various payment solutions to make your E-commerce website convenient to use and boost your sales growth.
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2.By consolidating the payment services under one processing contract, merchants can eliminate the cumbersome settlement-related work as well as realign the settlement date and the payment date of the various payment methods(*).
(*) The flow of settlement may differ depending on the type of payment method. - 3.PG Multi-Payment Service lets you unify control over various payment methods and its functions via a single administration dashboard, thus adding efficiency into operations.
- 4.GMO-PG retains and manages credit card details to protect you from the risk of information leakage.
Security environment
We deliver a safe and secure payment processing environment from the beginning to the end of each transaction.
We provide solutions for the requirement of “Action Plan for the Strengthening of Measures for Security in Credit Card Transactions”.
Fraud prevention service (ReD)
Timely detection of fraudulent transactions by using advanced screening technology.
This service can distinguish suspicious transactions through monitoring “user information” and “order content” that are stored on your server.
3D Secure
Measure to prevent “Spoofing”.
3D Secure is a mechanism that processes credit card payment with the ID and the password provided by the issuer, in addition to the credit card number and the expiration date.
The service is available for VISA, Master Card, and JCB.
Security Code
Measure to prevent credit card fraud
Security code is a unique three-digit number (or four for AMEX) that appears on the back of the credit card.
Tokenization
Measure to minimize the risk of information leakage.
With Tokenization we convert a credit card number into a unique alphanumeric token, and return the token to you, and then, process authorization with the token and an amount of money.
By using tokenization service, you are able to process payments without touching credit card numbers.
Chargeback Insurance
This is an insurance for the damage from fraudulent incident.
Chargeback is the denial of payment proceeds by the credit card company to the merchant, when the card holder disagrees with the payment due to fraudulent activity.
Even if the above situation takes place, you can minimize the risk of losing sales by applying for “Chargeback Insurance” and avoid business impact.
Data Leakage Protector
This service compensates expenses in case individual data is leaked to third parties.
Information Leakage Protector is an insurance that protects corporate management from the risk of leakage of personal and corporate information.
Once data leak incidents take place, a company suffers from a lot of damage, including: infringement, indemnity payment, and decline in reputation. In such situations, “Information Leakage Protector” can be very effective.
Overview of service operation
“PG Multi-Payment Platform” is a comprehensive payment service that gathered various payment solutions as the industries’ most advanced “SaaS”, which is easily introduced and highly efficient.
The process of service introduction is very smooth, as we facilitate all steps from the beginning of platform introduction to the full-scale service operations.
Procedure until service implementation
1. Contact/request for materials
Please contact us using the request form or by phone. We will send you free materials about payment services best suitable for your business. According to your request, our sales representative will contact you as soon as possible.
Note that it takes from three weeks to two months to start the operation. This period includes: initial application, merchant screening, ID issuing, and system integration.
We provide detailed consultations and accept requests regarding our payment services.
Please feel free to contact us with any questions you may have.
It is also possible to use the system in the test environment and download specifications.
Test environment enables you to conduct a preliminary test upon introducing “PG Multi-Payment Service”.
We also provide specification documents, manuals, and administration dashboard that is necessary for processing various payment methods (test operation).
2. Documents to submit
Please submit following documents when applying.
When using the Representative Contract with merchants:
- 1) PG Multi-Payment Service application
- 2) The register of the company (copy)
- 3) Materials presenting your products/services
- 4) Merchant information form
- 5) Internal check form
- 6) Notation content based on the Act on Specified Commercial Transactions
- 7) Application and license to each competent government office.
- *Some of the above documents are not required, when a web page is already being operated.
- *Please contact our sales representative for more information.
When using the Direct Contract with merchants:
- 1) PG Multi-Payment Service application
- 2) Merchant information form
3. Merchant screening and registration
In case of Representative Contract with merchants, each acquirer conducts the merchant screening via GMO-PG.
4. Delivering the production environment
We will notify you about production environment settings via e-mail as soon as the system connection between an acquirer and GMO-PG is set.
5. Connection test in the production environment
You conduct the connection test in the production environment.
6. The start of full-scale operation
Service operations start.
- *The period before the operations start varies, depending on your development tasks.
- *PayPal introduction differs from other installation processes. After the merchant screening is approved, you will receive a confirmation e-mail from PayPal. You need to reply back by typing an authentication code. After that, the production environment will be provided.
Success Stories
Aucfan Co., Ltd
Introduced PG Multi-Payment Service
We chose GMO Payment Gateway, because they have an outstanding achievements in subscription payment sector, put safety on the first place and charge reasonable transaction fee.
Akyrise LLC
Introduced PG Multi-Payment Service
Payment with member ID is very convenient because it enables acquirers to retain credit card numbers. We also made our decision because convenient store payments allow advanced payments.
TeamLab Inc.
Introduced PG Multi-Payment Service
The introduction of the service was very easy. Module type works very well and greatly reduces time on system development.
Recommended Option Services
We have gathered various option services that can be useful for your business needs.
GMO-PG Remittance Service
This service handles complicated operations of remittance and repayment to customers in a fast and accurate way.
Early Payment Service
This service allows merchants to choose a desirable payment cycle (the number of closing dates, the closing date and the date of the deposit).
Recommended packages
We have prepared various packages of payment solutions according to the industry type and purpose of use.
Multi-Billing Package: A package of payment services for utility businesses, such as electricity, gas, water, and telecommunications
This is a unified package of payment services, including “Credit Card Payment”, “Account Transfer”, and "Payment via Payment Slip”, for utility companies such as electricity, gas, water, and telecommunications.
Payment Package for Municipalities & Public Institutions
Using our service it is possible to collect payments on a monthly basis or one-time payment basis for various taxes, including: vehicle tax, light-vehicle tax, fixed property tax, individual business tax, water fee, application fee, and facility charges. This service is suitable for collecting donations.
Payment Package for B2B E-commerce
This payment package covers payment solutions best suitable for B2B E-commerce businesses. They include “Credit Card Payment”, “Account Transfer”, “Bank Transfer (Virtual Account)”, and “Paid”.
Payments optimized for smartphone environment
PG Multi-Payment Service is a perfect fit for smartphones.
Various payment methods, a payment screen, smartphone optimization, and one click install make it ideal for smartphone users.
- ・We offer a payment screen optimized for smartphones
- ・Link type is a connection type, in which the payment screen is transferred to the screen provided by GMO-PG.
- ・The design of the payment screen can be customized by editing the template.
Examples of use
Merchandise
Perfect for websites selling goods, such as books, DVDs and apparel.
- ・ Cash on Delivery and GMO-PG Remittance Service can optimize the efficiency of your business by controling the whole process, from purchase to goods delivery.
- ・Member ID payment option can minimize the risk of cart abandonmnet by consuming time for filling personal information upon purchase.
Digital Contents
Perfect for website selling digital content, such as game apps, music, and movie streaming.
- ・You can introduce credit card payment solution even for small amount purchases, such as points charge within apps or items charge in games.
- ・With the introduction of an option such as Member ID payment and monthly reccuring payment functions, you can minimize the abandonment rate, and increase retention rate and MAU.
Merchandise
Perfect for websites selling goods, such as books, DVDs and apparel.
- ・Cash on Delivery and GMO-PG Remittance Service can optimize the efficiency of business by controling the whole process, from purchase to goods delivery.
- ・Member ID payment option can minimize the risk of cart abandonmnet by consuming time for filling personal information upon purchase.
Digital Contents
Perfect for website selling digital content, such as game apps, music, and movie streaming.
- ・You can introduce credit card payment solution even for small amount purchases, such as points charge within apps or items charge in games.
- ・With the introduction of an option such as Member ID payment and monthly reccuring payment functions, you can minimize the abandonment rate, and increase retention rate and MAU.