SOKKYU byGMO

Receive the salary for the work at the worker's favorite timing

• Click here for inquiries

Benefits for companies introducing SOKKYU byGMO

1. POINT 1

   Supporting the sound assets formation of workers

   In Japan, 36% of single-person households and 24% of households with two or more people have no savings.
   SOKKYU byGMO can help you build a self-sustaining assets within your salary.
   Source: 5 years Reiwa (2023) Public Opinion Survey on finance Behavior of Households [Survey of Single-Person Households], Survey of Two-or-More Households

2. POINT 2

   Strengthen recruitment + improve employee satisfaction

   The introduction of prepayment is a manifestation of the generous care for workers in their daily lives.
   In terms of hiring, it is thought that this will lead to an increase in the number of job applications and a decrease in the retirement rate of workers.

3. POINT 3

   Of the payroll business process
   Reduction of man-hours by digitization

   Since GMO-PG is in charge of the process related to payroll prepayment, we will reduce the man-hours of personnel staff and payroll staff.
   SOKKYU byGMO is designed and operated digitally first.

* SOKKYU byGMO is a service provided by GMO Payment Gateway, Inc. (GMO-PG).
*Immediate salary ∞SOKKYU is a trademark owned by Sakura Information Systems Co., Ltd. (SIS).
* Immediate payment of salaries by SOKKYU byGMO is operated in strict compliance with the Labor Standards Act and other related business laws and regulations.

SOKKYU byGMO can be selected from two mechanisms

Deposit type

Introducing company, the employer, prepares salary funds

Replacement type

GMO-PG reimburses salary funds and pays once a month

System Integration Destination

SOKKYU byGMO 's strengths

• You don't need to transfer money to your usual bank account or a special card.

  We will transfer the salary to your usual bank account without having to create a dedicated account or card for the worker.
  In addition, the introducing company is required to set the specified financial institution account as the withdrawal account when using the deposit type.

• Many years of immediate supply Actual

  Leave your valuable workers' salaries to Actual and trusted service providers.
  The service was launched in 2007 and has been introduced by more than 8,000 companies. (As of December 2024)

• Product capabilities that meet the needs of introducing companies

  Depending on the needs of the introduction company, both deposit type and replacement type are available.
  In addition, please look forward to the future service expansion by GMO-PG, which is leading the domestic cashless scene.

Flow until service introduction

Affiliate Services

Frequently Asked Questions

• What is the fee structure?

  As a fee for introduction, the company will be charged a fixed monthly fee, and the worker will be charged a system usage fee and a Bank transfer fee (in the case of a reimbursement type, a fund reimbursement fee) for each transfer.
  In addition, it is also possible for the company to bear the fee of the worker.

• How long does it take for a new company to implement SOKKYU byGMO?

  In the case of the reimbursement type, it can be used within a few business days after application, and in the case of the deposit type, it can be used immediately after opening a dedicated financial institution SOKKYU byGMO

• Do SOKKYU byGMO workers need to open a new bank account?

  There is no need to open a new bank account. You can use your usual payroll account.

• Is the system in compliance with relevant labor laws and regulations, such as the five principles of wage payment?

  We adhere to the principle.
  So-called prepayment of salary may conflict with the "principle of payment payment" out of the five principles of payment
  Introducing payroll prepayment Companies and their workers are required to conclude a labor-management agreement that allows them to use payroll prepayment businesses for payment

• Is it different from so-called "employee lending" or "payroll factoring"?

  Varies.
  SOKKYU byGMO is an immediate payment service up to the salary equivalent amount according to the worker's work Actual, so it does not fall under "loan".
  In addition, since it is not necessary to repay the amount equivalent to the salary received immediately, it is a service different from "salary factoring" in which the worker is obliged to repay the amount already paid at payment at a later date.

• SOKKYU byGMO Contact us