will relocate to each operating company's site.Insurance to protect your business from cyberattacks
Cyber protector
This insurance provides comprehensive coverage for compensation damages incurred by companies due to accidents caused by information leaks and cyberattacks, as well as costs and damages related to accident response, etc., as well as damage to the company's profits.
In addition to being able to choose a plan that meets a variety of needs with a simple procedure, we also provide a full range of ancillary services, such as targeted email training services, dedicated call centers, and specialized business referral services in the event of a cyber incident.
* Cyber Protector is underwritten by Mitsui Sumitomo Insurance Co., Ltd., and GMO Payment Gateway, Inc. is its insurance agent.
* This web page explains the features of insurance. For more information, please check the brochure.
Challenges like this can be overcome.
It can be solved
- I want to take security measures
Why is cyber insurance needed?
In a social situation where cyberattacks are occurring frequently and laws such as the Personal Information Protection Law are becoming increasingly strict, companies are required to take further crisis management measures for information security.
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Increase in cyber attacks and sophistication of attack methods
・Communications related to cyber attacks directed at networks in Japan have tripled in the three years since 2017 *
・ The target of the attack is "all companies" from "government offices and large companies with confidential information"
*NICTER Observation Report 2020 (National Institute of Information and Communications Technology) -
Digitalization of society
・Spread of telework and web conferencing
・Progress of IoT/cashless -
The existence of risks that companies bear due to information leaks and cyberattacks
・Liability risk: Risk of being claimed for damages due to leakage of customer information or system outage due to cyber attack
・Cost risk: Risk of investigating the cause and scope of information leaks and cyberattacks, costs for setting up call centers, etc.
・Profit risk: Risk of suspension of the company's business due to information leakage or cyber attack, resulting in lost profits.
Risk Management for Cyber Attacks
In today's situation where cyberattacks are becoming more sophisticated and information leakage incidents are occurring, there is a possibility that you may have risks that you cannot hold on your own. In case of emergency, please consider using a "cyber protector" that compensates for damages caused by cyber attacks and information leaks as one option for passing on risk.
* You will be redirected to the website of Mitsui Sumitomo Insurance Co., Ltd., the underwriting insurance company for our products.
Features of Cyber Protector
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Covers a wide range of incidents, from cyberattacks to accidents caused by employee negligence
We cover a wide range of external risks, such as unauthorized access due to cyber attacks, hacking, etc., as well as internally caused risks such as your company's negligence and employee crimes.
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Generous compensation for the cost of responding to cyberattacks, etc.
In addition to information leakage or the "threat" of such leakage, we cover advertising and promotional expenses, consulting costs, accident response costs, etc. in the event that the business of others is suspended or hindered by the ownership, use, or management of computer systems or the provision of electronic information.
(Applicable to the Basic Plan and Wide Plan.) ） -
Compensation for the cost of condolence money and the purchase of condolence goods for the victim
In the event of an information leak, etc., compensation will be provided up to 50,000 yen per corporation if the victim is a corporation and 1,000 yen per person if the victim is an individual.
(Applicable to the Basic Plan and Wide Plan.) ） -
Compensation for damages filed overseas
Compensation covers compensation in the event of a claim for damages overseas due to a cyber accident overseas, as well as various expenses required to respond to the accident in the country.
(Eligible for the wide plan.) ） -
In addition to full compensation, we also provide cyber incident response services.
We can provide "MS&AD Cyber Security Basic Posture Diagnosis" and "Targeted E-mail Training Service" that contribute to the improvement of cybersecurity, "Specialized Business Operator Referral Service" that introduces specialized businesses in the event of a cyber incident, and a call center dedicated to cyber protectors.
Plans and coverage images
We offer three plans to meet your needs.
|
Economy Plan |
Basic Plan |
Wide Plan |
|---|---|---|
|
This is a plan to compensate for "compensation damages" related to information leaks, etc. |
This is a plan that compensates for "compensation damage" and "cost damage" related to information leakage, etc. |
In addition to information leaks, this is a substantial plan that covers "compensation damages" and "cost damages" including cyber attacks. It provides extensive coverage in the event of a cyber incident. |
Examples of insurance premiums by industry
Insurance premiums vary from Business Overview to .
Manufacturing industry (excluding printing and related industries) Annual insurance premium (one-time payment)
|
Economy Plan |
Basic Plan |
Wide Plan |
|---|---|---|
|
JPY 60,000 |
JPY 66,090 |
JPY 99,620 |
Wholesale trade (excluding food and beverage wholesaling and food and beverage wholesaling) annual insurance premium (one-time payment)
|
Economy Plan |
Basic Plan |
Wide Plan |
|---|---|---|
|
JPY 60,000 |
JPY 71,330 |
JPY 109,140 |
Retail trade (excluding department stores and general supermarkets) annual insurance premium (one-time payment)
|
Economy Plan |
Basic Plan |
Wide Plan |
|---|---|---|
|
JPY 60,000 |
JPY 132,450 |
JPY 203,090 |
contract Conditions
[Common]: Compensation and damages
- Payment limit: 100 million yen during 1 claim and insurance period
- Deductible : None
- Net sales : 500 million yen
- Discount by discount confirmation sheet: 30% applied
[In the case of Basic Plan and Wide Plan]: Cost and damage
- Maximum amount of payment: 50,000,000 yen during one accident and insurance period
- Deductible : None
* You will be redirected to the website of Mitsui Sumitomo Insurance Co., Ltd., the underwriting insurance company for our products.
Examples of Cyber Incidents by Industry
The following cyber incident cases are based on what has been reported in newspapers and the media.
|
years |
Industry |
substance |
|---|---|---|
|
May 2021 |
Mail Order Operators |
The company announced that it was hit by a cyberattack due to a vulnerability in a mail-order site, and about 2,000 users' credit card information may have been leaked and fraud. |
|
March 2021 |
Food manufacturing |
The company announced that its servers may have been illegally accessed, resulting in the leakage of approximately 65,000 personal information of product purchasers, business partners, employees, etc. |
|
November 2020 |
Electrical Manufacturers |
The company announced that a cyberattack on a cloud server resulted in the leakage of approximately 8,500 finance account information of its business partners. |
|
September 2020 |
real estate |
The company announced that its internal systems were infected with ransomware, and that approximately 1,000 pieces of personal, corporate and financial institution information were encrypted. |
|
August 2019 |
Sporting goods sales |
The company announced that its customer management system may have been hit by a password list type attack, resulting in unauthorized logins to up to 40,000 accounts and fraud damage of up to 430,000 points. |
|
May 2019 |
real estate |
Announced that the email account was hijacked by unauthorized access to the doctor's PC terminal and a spoofed email with malware attached was sent. There is also a possibility of leakage of personal information of patients and medical personnel. |
Approval Number: A23-102055
Date of approval: February 2024
* You will be redirected to the website of Mitsui Sumitomo Insurance Co., Ltd., the underwriting insurance company for our products.
If you have any questions or consultations about our services, please contact us.
Please feel free to contact us from the following.