Prepaid Payment

Prepaid Payment

▼ Prepaid Payment
It is a payment solution that allows your customers to pay with money loaded on a prepaid card in advance.
Prepaid Payment is supported by NET CASH, nanaco Gift, and JCB PREMO.

Three reasons to choose the Prepaid Payment method

  • 1.Prepaid-type payments eliminate the risk of uncollected money.
  • 2.It is a perfect payment method for young customers who don't hold their own credit card.
  • 3.It is commonly used to do shopping online and make payments for digital products, such as games and music.

NET CASH Payment

NET CASH

NET CASH Payment is a prepaid type payment solution for online shopping. NET CASH can be purchased at major convenience stores and online banks.
Prepaid type of this e-money service makes it available for young customers who do not hold a credit card.

Operation flow

  • Purchase information, Payment number, Processed payment notification…Purchase information, Payment number, Processed payment notification
  • Deposit…Deposit
Operation flow
  1. Purchase
  2. Purchase information notification
    (Merchant -> GMO-PG)
  3. Request for payment
    (GMO-PG -> Merchant)
  4. Request for payment
    (Merchant -> Consumer)
  5. Payment processing
  1. Payment confirmation
    (NET CASH -> GMO-PG)
  2. Payment confirmation
    (GMO-PG -> Merchant)
  3. Service delivery
  4. Deposit
    (NET CASH -> GMO-PG)]
  5. Deposit
    (GMO-PG -> Merchant)

nanaco Gift Payment

nanacoギフト

nanaco Gift Payment is a prepaid payment service for online shopping and other purposes. It can be used not only as a prepaid payment, but as a method to charge nanaco Card or Mobile nanaco with the rest of the money.
nanaco Gift Payment is a good incentive for customers who use nanaco in everyday life.

Operation flow

  • Purchase information, Payment number, Processed payment notification…Purchase information, Payment number, Processed payment notification
  • Deposit…Deposit
Operation flow
  1. Purchase
  2. Purchase information notification
    (Merchant -> GMO-PG)
  3. Request for payment
    (GMO-PG -> Merchant)
  4. Request for payment
    (Merchant -> Consumer)
  5. Payment processing
  1. Payment confirmation
    (nanaco Gift -> GMO-PG)
  2. Payment confirmation
    (GMO-PG -> Merchant)
  3. Service delivery
  4. Deposit
    (nanaco Gift -> GMO-PG)]
  5. Deposit
    (GMO-PG -> Merchant)

JCB PREMO

JCB PREMO

JCB PREMO is an online payment service that allows to use “JSB PREMO Card” issued by JCB. “JCB PREMO Card” can be used for online shopping as well as in-store payments. It doesn’t require a credit examination, so it can be easily obtained by young customers.

Operation flow

  • Purchase information, Payment number, Processed payment notification…Purchase information, Payment number, Processed payment notification
  • Deposit…Deposit
Operation flow
  1. Purchase
  2. Purchase information notification
    (Merchant -> GMO-PG)
  3. Purchase information notification
    (GMO-PG -> JCB PREMO)
  4. Payment confirmation
    (JCB PREMO -> GMO-PG)
  5. Payment confirmation
    (GMO-PG -> Merchant)
  1. Notifying the customer of the processing results screen
    *Procedure ①~⑧ is processed in real time.
  2. Deposit
    (JCB PREMO -> GMO-PG)]
  3. Deposit
    (GMO-PG -> Merchant)

PG Multi-Payment Service

“PG Multi-Payment Platform” is a comprehensive payment service that gathered various payment solutions as the industries’ most advanced “SaaS”, which is easily introduced and highly efficient.

The process of service introduction is very smooth, as we facilitate all steps from the beginning of platform introduction to the full-scale service operations.

Procedure until service implementation

1. Contact/request for materials

Please contact us using the request form or by phone. We will send you free materials about payment services best suitable for your business. According to your request, our sales representative will contact you as soon as possible.

Note that it takes from three weeks to two months to start the operation. This period includes: initial application, merchant screening, ID issuing, and system integration.
We provide detailed consultations and accept requests regarding our payment services.
Please feel free to contact us with any questions you may have.

It is also possible to use the system in the test environment and download specifications.

Test environment enables you to conduct a preliminary test upon introducing “PG Multi-Payment Service”.
We also provide specification documents, manuals, and administration dashboard that is necessary for processing various payment methods (test operation).

2. Documents to submit

Please submit following documents when applying.

When using the Representative Contract with merchants:
  • 1) PG Multi-Payment Service application
  • 2) The register of the company (copy)
  • 3) Materials presenting your products/services
  • 4) Merchant information form
  • 5) Internal check form
  • 6) Notation content based on the Act on Specified Commercial Transactions
  • 7) Application and license to each competent government office.
  • *Some of the above documents are not required, when a web page is already being operated.
  • *Please contact our sales representative for more information.
When using the Direct Contract with merchants:
  • 1) PG Multi-Payment Service application
  • 2) Merchant information form

3. Merchant screening and registration

In case of Representative Contract with merchants, each acquirer conducts the merchant screening via GMO-PG.

4. Delivering the production environment

We will notify you about production environment settings via e-mail as soon as the system connection between an acquirer and GMO-PG is set.

5. Connection test in the production environment

You conduct the connection test in the production environment.

6. The start of full-scale operation

Service operations start.

  • *The period before the operations start varies, depending on your development tasks.
  • *PayPal introduction differs from other installation processes. After the merchant screening is approved, you will receive a confirmation e-mail from PayPal. You need to reply back by typing an authentication code. After that, the production environment will be provided.