Article 5: Selecting a payment service provider

Article 5: Selecting a payment service provider

Payment service providers offer comprehensive contracts for multiple payment methods such as credit card payment and convenience store payment, and offer services for system installation. Normally, it would be necessary to implement payment by signing separate contracts with each brand of a credit card company, each convenience store, etc. However, this method results in disjointed deadlines and timing for receipt of payment, as well as extremely complex administrative tasks.

As a user of an E-commerce website, have you ever had this experience? While shopping online, you had already placed items in your cart and proceeded to checkout, only to find that your preferred payment method was not available. As a result, you made the purchase from a different online store.

Customers desire a variety of payment methods. We recommend a payment service which will reduce the administrative load placed on online stores while responding to those customer needs.

We recommend a payment service which will reduce the administrative load placed on online stores while responding to those customer needs.

Advantages of installing a payment service

  • ・Batch contracts for multiple payments; support from screening until implementation.
  • ・Unify deadlines and timing for receipt of payment; reduce the load of administrative processing.
  • ・Lower the customer abandonment rate at the payment screen.
  • ・Full-scale after-sales services for peace of mind during operation.

Three types of connection method

1. Link type (ASP)

Link (screen transition) to a payment screen prepared by our company. The payment screen can be designed by editing a template. Can be started with a small number of installation processes and at a low cost. Therefore, we recommend this method for customers who want to keep startup costs to a minimum and implement payment as soon as possible, who are unfamiliar with payment systems and want to outsource all related matters, and who operate a small shop but want to provide a wide range of payment methods.

2. Embedded module type

Install a payment processing module (program) in the server at your business. No need to conduct development for communications processing. We offer a Java version and a PHP version. This method provides flexibility for aspects such as function and design. We recommend this method for customers who operate a mid-sized site and who want to design the payment screen according to their own image.

3. Protocol type

Develop a program at your business according to connection specifications. We recommend this method to customers who want to design their own payment screen, who want to interlink the payment system and their company system, and who require unique internal functions for the payment mechanism. Compared to the link type and module type, the protocol type requires a long time for system development.

Related links

The “PG Multi-Payment Service” provided by GMO-PG responds to diversifying payment needs. Please feel free to contact us with any question you may have.