Transaction Lending (financial service)

Transaction Lending

“Transaction Lending” service is available exclusively to our merchants.

Advertising expenses、Funds for procurement of commodities、Funds for samples distribution

Features of our “Transaction Lending” service

  • ・The service handles sudden increase in demands of funds in a flexible manner
  • ・Low interest rate: 2.0%~12.0% annual interest rate (calculated on daily basis)
  • ・Deposit to a designated account is conducted in at least 3-5 business days
  • ・No early repayment charge is required


“Transaction Lending” service is available only to our merchants

  • *We don't offer the “Transaction Lending” service to public organizations / incorporated foundations and individual business owners.

Service outline

Loan amount 1 million yen - 200 million yen
Lending interest rate 2.0% - 12.0% annual interest rate
Loan redemption method ①Monthly redemption equal to the principal
②Lump-sum redemption by the due date
Loan period 3-12 months
Guarantor, collateral A third party guarantor / collateral are not required.
Late charge (real annual rate) 18.0% annual interest rare
Required documents Certified copy of the borrower’s register, certificate a registered seal, and copy of the driver’s license of the person in charge.
Detailed information will be provided at the time of the application.

How to apply

  • *Please acknowledge that your request may not meet loan conditions according to screening results.

How to apply for financing

Repayment plan

Repayment plan

Documents required for establishing a loan account

You are required to submit following six documents (five in case the corporate representative is applying)

■You can send all the documents via e-mail except for the “Application for account transfer”.K

① Copies of the following documents (two copies of each document issuied within the last six months).
  • ・A certificate of a register (certificate of all regisrtered matters)
  • ・A certificate of a registered seal
② In case the representative is in charge of financial business (one of the following documents).
  • ・A copy of the driver’s license, health isurance card, or resident card.
③ In case a non-representative is in charge of financial business.
  • ・③-1 Two copies of one of the following documents: driver’s license, health isurance card or resident card.
  • ・③-2 Two copies of one of the following documents: work identification card (certificate of enrollment), letter of attorney.
    * Copies of business cards are not accepted.
    * Please inform us of the email address of your representative separately.
④Application forms (both to be submitted)
  • ・Application to establish a loan account
  • ・Application for account transfer
    (In principle, this is the same account that you have registered at the time of signing the payment service contract with us).
    (Please return the original of the document with “For loan” mark in the upper right by using a returning envelope).


Q1:Contact and request for materials.

A: There is screening upon the credit decision. Please acknowledge that according to the screening results, your request may not meet loan conditions.

Q2: How can I apply?

A: Please fill in the inquiry form. We will let you know which documents you required to submit.

Q3: Do you make a deposit right after establishing an account?

A: If the applied amount meets the financing conditions, we will make the deposit in 3-5 business days.

Q4: Can I redeem the loan before the due date? How much will be the charge in this case?

A: Yes, you can. There is no early repayment charge.

Q5: Is collateral necessary?

A: Neither a third party guarantor, nor collateral are required.

Q6: How do I make my loan redemption?

A: In principle, we automatically withdraw money on the 26th of every month from the bank account that you registered at the time of signing our payment service contract.


Financial services center

E-mail:[email protected]
TEL :+81-3-5784-3610(Mon~Fri: 9:00~17:00)
FAX :+81-3-5784-3615

Business operator

GMO Payment Gateway, Inc.
Humax Shibuya Bldg. 7F
1-14-6 Dogenzaka, Shibuya-ku, Tokyo
Registration number for carrying on the Money Lending Business: the Governor of Tokyo (5) 30802