Expansion of Credit card payment fraud countermeasure servicesExpansion of Credit card payment fraud countermeasure services
~Started handling the fraud detection and authentication system "ASUKA"~

GMO Payment Gateway, Inc. (TSE Prime Market: Securities Code: 3769, President & Chief Executive Officer: Issei Ainoura, hereinafter referred to as "GMO-PG"), which develops comprehensive payment-related services and finance-related services in the GMO Internet Group, will start handling the fraud detection and authentication system "ASUKA" provided by Akuru inc. (President & Chief Executive Officer: Osamu Kondo, hereinafter referred to as "Akuru") from January 16, 2024 (Tuesday).
Online Payment Service EC businesses using "PG Multi-Payment Service" will be able to introduce the fraud detection and authentication system "ASUKA" ^(*1).​

• *1 In order to introduce ASUKA, it is necessary to have a contract with Akuru.

In 2022, the annual amount of damage caused by credit card fraud was 43.67 billion yen (up 32.3% from the previous year), of which more than 90% of the damage was due to number theft ^(*2). In order to prevent non-face-to-face fraud due to number theft, e-commerce businesses and other merchants with non-face-to-face transactions are required to take fraud measures.
GMO-PG is expanding its anti-fraud services to meet the needs (functions, fees, customizability, etc.) that differ depending on the industry, product, business scale, etc. to which the EC business belongs, and is now pleased to announce the launch of the fraud detection and authentication system ASUKA.
In principle, there is no need for complicated system development, and you can start using ASUKA in as little as 1~2 weeks with only simple implementation and testing, and the cost is a fixed price ^{system (*3)} that costs a fixed amount according to the plan every month. Therefore, it is suitable for e-commerce businesses that want to quickly and easily introduce fraud countermeasure services.
GMO-PG will continue to expand its fraud countermeasure services to meet the needs of e-commerce businesses.

• *2 Japan Credit Association, "Summary Results of Credit Card fraud Damages" (announced on December 28, 2023)
  https://www.j-credit.or.jp/download/news20231228_a1.pdf
• (*3) A separate pay-as-you-go fee will be charged for the number of scoring and address check functions within the flat rate.

This credit card fraud detection and authentication tool provided by Akuru has been introduced to more than 20,000 ^(*4) EC card member stores, including e-commerce for product sales and travel services. It is an anti-fraud solution from Japan that can detect not only credit card user information but also address conditions in Japan. It can be used as a countermeasure against fraud using EMV 3D Secure as well as a countermeasure against a large number of attacks called credit master attacks.

• *4 As of August 2023. According to Akuru.

GMO-PG provides a variety of security solutions to create a safe and secure payment environment as part of its Online Payment Service PG Multi-Payment Service for e-commerce businesses.
As for credit card fraud measures, we offer services that correspond to the four specific measures stipulated in the Credit Card Security Guidelines: "Identity Authentication," "Voucher Authentication," "Attribute and Behavior Analysis," and "Shipping Address Information^{" (*5).}​

• (*5) Credit Transaction Security Council (Secretariat: Japan Credit Association) “Credit Card Security Guidelines [Version 4.0] <Published version>”
  https://www.j-credit.or.jp/security/pdf/Creditcardsecurityguidelines_4.0_published.pdf