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payment processing services

Comprehensive Online payment Services

PG Multi-Payment Service

Available payment method (32 domestic and international means provided)

Pay payment

Security measures

Various payment services

Business Growth Support

Financial Support

DX Support

See all services

Run payment directly from your registered account

Online direct debit payment

This is a payment service that allows consumers to enter and authenticate their financial institution account information on a site such as an e-commerce site, and the purchase price is immediately deducted directly from the consumer's account balance.

Challenges like this can be overcome.
It can be solved

  • I want to introduce payment to my service
  • I want to know the most commonly used payment method

Benefits of Online direct debit payment

  • Attract new users

    Consumers who do not have a credit card, do not use it often, or want to prevent overspending or forgetting to pay can also use it conveniently on e-commerce sites, etc., so we can expect to acquire a new user base.

  • Compatible with a wide range of payment scenes

    It can be used not only for e-commerce sites, but also for online services, digital content, subscription services, and other scenes.

  • Only contract with GMO-PG, many financial institution available

    Merchants can only contract with GMO-PG, and can provide payment by direct debit of many financial institution such as megabanks and regional banks such as The Bank of Yokohama without having to connect to each financial institution individually and contract system.

Online direct debit payment operation flow

Account Registration

  1. Start account registration
  2. Account Registration Request (Merchants→ GMO-PG)
  3. Return of registration URL (GMO-PG→ merchants)
  4. Lead to registration screen (merchants → consumers)
  5. Registration Process (Consumer →financial institution)
  6. Registration Result Response (financial institution→GMO-PG)
  7. Return of registration results (GMO-PG→ merchants)
  8. Display of registration results (merchants → consumers)

payment

  • ... Purchase information, payment number, payment completion notice
  • ... deposit
  1. Purchase of goods and services
  2. Request for Account transfer (GMO-PG → Merchants)
  3. Request for Account transfer (GMO-PG →financial institution)
  4. Transfer result response (financial institution→ GMO-PG)
  5. Return of Transfer Results (GMO-PG→ Merchants)
  6. View results (merchants→ consumers)
  7. Delivery of sales proceeds [Payment] (financial institution→GMO-PG)
  8. Delivery of sales [Payment] (GMO-PG → Merchant)

Online direct debit payment End user purchase screen image

Account Registration

payment

Precautions for Online direct debit payment

  • At the time of application, there will be a review of security and consumer protection measures.
  • Two-factor authentication, including SMS authentication, is mandatory for the merchant site.
  • Corporate accounts cannot be registered.
  • Depending on the product and service content of the member store, "Online direct debit payment" may not be available.