"GMO-PG Remittance Service" started offering "– Bank Transfer Instruction Option Combined with Electronic Payment Services "
Remittances of over 1 million yen can be realized on the same interface
~Eliminate operational divisions based on remittance amounts, such as remuneration payments and reuse purchases~

GMO Internet Group's GMO Payment Gateway, Inc. (President & Chief Executive Officer: Issei Ainoura, hereinafter referred to as GMO-PG) will start offering "– Bank Transfer Instruction Option Combined with Electronic Payment Services GMO-PG Remittance Service" on Monday, February 2, 2026, in collaboration with GMO Aozora Net Bank, Ltd. (Chairman ＆ Chief Executive Officer: Takehito Kaneko, President & Chief Executive Officer: Satoru Mizumachi, hereinafter referred to as "GMO Aozora Net Bank").
A patent is currently pending for the mechanism related to this option.

【Background of the Provision】

Today, corporate remittance operations are diversifying, and routine remittances to individuals and businesses, such as e-commerce refund, crowdsourcing rewards, and cashback, have become essential.
However, since the Second Type Funds Transfer Service ^(*1) registered by GMO-PG is limited to 1 million yen or less per remittance under the Funds payment Act, businesses had to use different means and systems for remittances of "less than 1 million yen" and "more than 1 million yen". As a result, when remitting more than 1 million yen, it was essential to have an individual response by Bank transfer, and the system and operations were fragmented, resulting in operational inefficiencies and the risk of human error.

• (*1) Director-General of the Kanto Finance Bureau No. 00037

[Features of "– Bank Transfer Instruction Option Combined with Electronic Payment Services"]

"– Bank Transfer Instruction Option Combined with Electronic Payment Services" is a type 2 GMO-PG Funds Transfer Service and electronic payment agency ^(*2) and GMO Aozora Net Bank 's API linkage to provide GMO-PG Remittance Service as an optional function. GMO-PG provides GMO-PG Remittance Service, an operation and management platform for remittance operations, as well as GMO Aozora Net Bank accounts ^(*3) opened by businesses and "GMO-PG Remittance Service API integration.
This allows businesses to efficiently manage remittance operations centrally and efficiently using the same interface, even if there are a mix of remittances of "less than 1 million yen" and "more than 1 million yen".

• (*2) Director-General of the Kanto Finance Bureau No. 52
• *3 Prescribed screening is required when using or opening a bank account. It may not be available depending on the results of the review.

【About "GMO-PG Remittance Service" 】

"GMO-PG Remittance Service" is a service that has been provided since 2015 for businesses that respond accurately and quickly to the complicated tasks caused by refund and remittances. By automatically systematizing through various APIs and uploading files in bulk from the management screen (information such as email addresses are required), we eliminate complicated management tasks and realize efficient refund and remittances for businesses. In addition, transfer and remittance fees can be provided at a lower price compared to postal orders and remittance counters in each financial institution. refund ・The remittance method is "Bank transfer" and four other means of receiving money, and businesses can refund and transfer money in a way that suits the usage scenario and user needs. If the business operator has prepared multiple refund and remittance methods, the user can select the desired receiving method from the screen provided by the business operator or GMO-PG.
GMO-PG provides services based on Funds Transfer Service Provider registration (registration number: Kanto Local Finance Bureau License No. 00037), and you can rest assured that your remittance (refund) funds are protected under the Funds payment Act.

【 About GMO Aozora Net Bank, Ltd.】

With the corporate vision of "Everything for our customers, aiming to be the No. 1 technology bank," we were born in July 2018 as a new online bank. By in-house system development, we provide finance and payment services that are close to our customers with a sense of speed. In response to the rapid increase in the number of customers, especially among small and start-up companies, due to the rapid increase in customer use, mainly by customers of small and start-up companies, due to the speed of online account opening applications, the speed from application to start of use, low fees, highly convenient funding services, and enhancement of bank APIs, we are striving to develop new systems and provide services in order to be a bank that grows together with the three major pillars of our medium- to long-term strategy: "1. No. 1 bank for small and start-up companies", "No. 1 in embedded finance service (BaaS)", and "No. 1 in tech-first bank".