Cash Sense at EC payment! "Online direct debit payment" will be available from late September 2022payment with a sense of cash in e-commerce!
" Online direct debit payment" will be available from the end of September 2022
~More than 100 financial institution accounts such as megabanks and regional banks are available~

GMO Payment Gateway, Inc. (TSE partial: Securities Code: 3769, President & Chief Executive Officer: Issei Ainoura hereinafter referred to as "GMO-PG"), which develops comprehensive payment-related services and finance-related services in the GMO Internet Group, will start offering "Online direct debit payment" in late September 2022, which allows EC payment by debiting from financial institution accounts.
" Online direct debit payment" is a payment service that allows consumers to immediately withdraw the purchase price directly from their account by simply entering and authenticating their account information at the time of EC payment. By introducing this service, EC businesses can contract and connect to each financial institution individually, and more than 100 financial institution (as of March 29, 2022) such as SMBC, MUFG Bank, Mizuho Bank, The Bank of Yokohama, etc. by direct debit payment It will be possible to provide.
Since this service is provided as a payment method of the comprehensive payment service "PG Multi-Payment Service" provided by GMO-PG, EC businesses can introduce and manage "Online direct debit payment" on EC sites together with Credit card payment and Payment After Delivery service "GMO Payment After Delivery".
GMO-PG will continue to provide e-commerce and online service providers with payment method that meet diversifying consumer needs.

As of 2020, the size of the BtoC EC market in Japan Japan was 19.2 trillion yen, and the EC ratio market has expanded from 4.7% in 2015 to 8.0% ^(*1). As the ratio of Internet users is 83.4% ^(*2) as of 2020, and the usage base is expanding from young people to the elderly, it is estimated that the use of EC will increase among those who have not used EC before, and the needs for payment method in EC will diversify. On the other hand, as of August 2021, Japan of financial institution accounted for more than 90% of bank account ownership ratio of individuals (* ^3), and one of the payment method that can be used by many consumers is the payment service that utilizes financial institution accounts.
Against this backdrop, GMO-PG will start offering "Online direct debit payment" in late September 2022 as an payment method in EC, which allows consumers to payment by debiting their accounts by entering and authenticating their financial institution account information.
" Online direct debit payment" is a payment method of debiting the purchase price directly from the consumer's account balance and immediately, so you can payment it like a cash payment that looks like your own account as a wallet. Consumers who do not have a credit card, do not use it often, or want to prevent overspending or forgetting to pay can also use it conveniently on e-commerce. In addition, it can be used not only in e-commerce, but also in scenes such as online services, digital content, and subscription services.
In order for EC businesses to provide payment by immediate debit directly from their accounts in EC and online services, it was necessary to connect to each contract financial institution individually and connect to the system, but by using this service, it is possible to provide payment by direct debit of financial institution without having to connect to each financial institution individually contract / system.
Since this service is provided as a new payment method of the comprehensive payment service "PG Multi-Payment Service", EC businesses can use it in conjunction with EC payment method such as Credit card payment, "GMO Payment After Delivery", and carrier payment.

• (*1) Ministry of Ministry of Economy, Trade and Industry "Reiwa 2nd Fiscal Year Industrial Economics Research Commissioned Project (Market Research on E-commerce)" announced in July 2021
  The market size is the sum of the product sales field, service field, and digital field, and the EC ratio rate is the value of the product sales field.
  URL：https://www.meti.go.jp/policy/it_policy/statistics/outlook/210730_new_hokokusho.pdf
• *2 Announced in June 2021 By the Ministry of Internal Affairs and Communications, "Reiwa 2020 Telecommunications Usage Trend Survey Report (Household Edition)"
  URL：https://www.soumu.go.jp/johotsusintokei/statistics/pdf/HR202000_001.pdf
• *3 Announced in December 2021 The Japan Bankers Association"Questionnaire for Better Bank Development (Report)"
  URL：https://www.zenginkyo.or.jp/fileadmin/res/news/news331230.pdf