GMO-PG to provide platform system of "Smartphone Payment Services Linked with Bank Accounts" to Bank of FukuokaProviding the Bank of Fukuoka with a system that provides a smartphone-based payment service linked to a bank account
~Instant direct debit from a smartphone app to promote cashless payment~

GMO Internet Group's comprehensive payment-related services and finance-related services GMO Payment Gateway, Inc. (TSE partial: Securities code 3769, President & Chief Executive Officer: Issei Ainoura hereinafter referred to as "GMO-PG") has established a platform system for "smartphone-based payment services linked to bank accounts" The Bank of Fukuoka (Director & President: Takashige Shibato hereinafter referred to as "Fukuoka Bank").
The Bank of Fukuoka plans to start offering the smartphone-based payment service using this system by March 2018.
Users (purchasers) who have an account with the Bank of Fukuoka can use this smartphone-based payment service to make payment by direct debit immediately from a smartphone app at a Bank of Fukuoka member store ^(*1).​
The smartphone-based payment Service is also linked to the "smartphone-based payment Service Linked to Bank Account" developed by The Bank of Yokohama Co., Ltd. (hereinafter referred to as "The Bank of Yokohama"), and can be used by purchasers at The Bank of Yokohama member stores ^(*1).​

*1 Merchants that have entered into a contract agreement with each bank to use smartphone-based payment services.

GMO-PG has developed and has been offering GMO Smart payment since April 2014, a wallet-free smartphone-based payment service that allows users to payment cards at real stores such as restaurants and apparel on a smartphone app. Since these smartphone-based payment services have a high affinity with financial institution, GMO-PG is developing smartphone-based payment services and providing infrastructure systems to regional banks and financial institution by utilizing the technology and know-how cultivated through the development and provision of GMO Smart payment.
As part of this effort, in 2016, in collaboration with The Bank of Yokohama, we developed a smartphone-based payment service linked to a bank account (the Hamagin smartphone-based payment service "Hama Pay") (*2). We have now decided to expand this infrastructure system to the Bank of Fukuoka.

*2 Reference: October 5, 2016 "First Japanese Bank to Jointly Develop smartphone-based payment Service Linked to The Bank of Yokohama Accounts"
（URL：https://corp.gmo-pg.com/newsroom/press/gmo-paymentgateway/2016/1005.html）

The smartphone-based payment service, which is linked to a Fukuoka Bank account, which is scheduled to be launched in March 2018, is a service that allows you to payment by direct debit immediately from a smartphone app. Users who have an account with the Bank of Fukuoka can download the app for users to their smartphones and register their accounts in advance, so that when payment at a Bank of Fukuoka member store, they simply "check in" to the payment destination and enter their PIN, and the payment will be immediately debited from their bank account and the payment will be completed.
In addition, since this smartphone-based payment service is interlinked with The Bank of Yokohama, users who have an account with the Bank of Fukuoka can use it at The Bank of Yokohama member stores, and users of "Hama Pay" who have an account with The Bank of Yokohama can use it at the member stores of the Bank of Fukuoka.

GMO-PG will continue to deploy the "smartphone-based payment service linked to bank account" platform system to other regional banks and financial institution to support account-linked smartphone-based payment services that transcend the financial institution and region of purchaser's use.

GMO-PG is engaged in the joint development of smartphone-based payment services and the provision of smartphone-based payment services in response to the needs of financial institution and other services. The smartphone-based payment service platform developed and provided by GMO-PG is the following three types.

In addition, based on smartphone-based payment services, we provide a combination of linkage with finance services such as assets management, loans, investment, and community currencies, inbound measures such as the introduction of overseas payment, EC development, and regional revitalization mechanisms. As a result, it is possible to build new services according to the company's initiatives, such as the development of Fintech services, the promotion of cashless payments, regional revitalization, and services that are closely related to the lives of users.

<GMO-PG's smartphone-based payment Service Deployment Image>

GMO-PG provides comprehensive payment-related services to 85,123 merchants (as of March 2017 of the GMO-PG Group), including online businesses such as online shops and digital content, businesses that charge monthly fees such as NHK and subscription, and public entity stores such as National Tax Agency and Tokyo.
With a focus on payment services, we provide value-added services such as web advertising services that contribute to improving the sales of merchants, finance-related services such as loans to support the growth of merchants from the financial side, and overseas businesses such as overseas payment services, resulting in an annual Transaction value of approximately 2 trillion yen.
GMO-PG aims to provide a safe and convenient payment for consumers and businesses, and to be the infrastructure for the payment process. As a leading company in the payment industry, we will continue to lead new innovations such as FinTech and contribute to improving the EC ratio of Japan.

GMO Smart payment

URL : https://www.gmo-pg.com/service/smart-check/

GMO-PG (Company Profile)

URL : http://corp.gmo-pg.com/

GMO-PG (Service)

URL : http://www.gmo-pg.com/