August 31, 2021
GMO Financial Gate, Inc.
GMO Financial Gate, Inc. (President & Chief Executive Officer: Kentaro Sugiyama, GMO-FG), a consolidated subsidiary GMO Payment Gateway, Inc., a GMO Internet group, which develops a face-to-face cashless payment platform, is a next-generation all-in-one payment terminal. "A920"*1 (mobile type) will be released in September 2021.
- * 1: Made by PAX Computer Technology (ShenZhen) Co., Ltd
【About the next-generation all-in-one payment terminal "A920"】
The "A920" is equipped with a contact-type card reader that supports magnetic cards and IC cards, and a contactless card reader that is used for payment. In addition, it can be used in various scenes as a mobile terminal (built-in LTE communication module). We have also obtained certification for each international card brand as a shared credit card terminal (CCT) *2 defined by JCCA (Japan Credit Card Association), and credit cards of various scales and industries centered on face-to-face sales at stores. We will provide it to member stores (hereinafter referred to as member stores).
- * 2: A shared use terminal (CCT: Credit Center Terminal) is a type of credit card terminal that complies with the shared use rules established by JCCA.
【Increasing needs for payment】
With the recent spread of the new coronavirus, the need for payment Mobile sales for food and drink, home-visit medical care and home medical care for medical care are progressing, and payment are increasing in scenes that cannot be handled by stationary terminals at conventional cash registers. In addition, payment are being introduced in order to easily and quickly realize payment using credit cards, and there is an increasing need for "mobile x contactless" payment.
Also, from the perspective of SDGs and ESG, it is required to build a infrastructure of payments. Specifically, we will reduce the management costs of affiliated stores while considering the environment by making sales slips paperless.
GMO-FG aims to contribute to solving the problems of member stores by providing "A920" as a terminal that meets these needs.
【Main features of "A920"】
(1) As an all-in-one payment terminal, it can support payment
The "A920" can be Credit card payment, but also for "touch payment". Therefore, if an application is introduced to support payment and China UnionPay / multi-currency payment, which are planned to be developed and provided in the future, it will be possible to flexibly support payment method increase.
(2) Multi-functional all-in-one terminal that complies with global security standards
The "A920" can save payment terminals: (1) main unit, (2) card reader, and (3) pin pad (password input terminal) are compactly integrated into one terminal. Not only is it easy to move and carry. In addition, since it has acquired PCI-PTS Ver5.x certification, which is the security standard for credit card reading terminals, a safe and secure transaction environment is realized.
(3) By adopting Android OS, it is possible to use other than payment
By adopting Android OS, "A920" can be equipped with various business applications in addition payment. Instead of one-stop support for payment functions like conventional payment terminals, it contributes to improving the operational efficiency of member stores by consolidating various operations and customer services into one unit.
【Future prospects】
In the future, "A920" will be used for international brand Credit card payment, China UnionPay card and non-contact IC card payment E-money payment companies and QR code payment companies that are expanding their economic sphere in Japan. We will build an extensive alliance network with operating companies, multi-currency acquirer etc., and work on the development and installation of applications.
Applications to be developed and provided
<Touch payment > NFC: Non-contact IC card, FeliCa: Various domestic electronic money
<Contact IC card payment > Credit card with international brand, China UnionPay card
<Extended function of IC / magnetic card payment > Multi-currency payment, nationwide common points, individual operating company points
<Code payment > QR code payment
<Others> POS interlocking, electronic slip storage, business applications, recurring payment
【GMO Financial Gate】
(URL: https://gmo-fg.com/)GMO-FG has built trust with Actual, which has been in business for over 21 years since its establishment in July 1999, as a payment processing company operator centered on credit debit payment at face-to-face stores. I have been. As a shared use center for IC cards, we are working to innovate the industry with economic rationality and technological advancement, centered on alliances with overseas terminal manufacturers. In addition to stationary and mobile CCT terminals (shared use terminals), we also offer embedded payment services in automatic payment machines for hospitals and golf courses, making it a cashless change leader in society. I will contribute.