リスク情報Risk Information

事業等のリスク

The following is a list of major matters that are considered to be risk factors for the business development of the Company's consolidated companies.
For details, please refer to "Annual Securities Report for the Fiscal Year Ended September 2023, 2nd Business Status 3 Business Risks."

Annual Securities Report

(1) Business Environment

(1) Industry Trends
(2) Popularization of e-commerce (EC)
(3) Competition
(4) Response to Technology Trends (Innovation)
(5) Regulations by law
(6) Effects of soaring prices

(2) Business activities

(1) Operational Stores
(2) Use of the Information Processing Center Network
(3) Important management contract
- a. contract related to business agency
- b.Representative Membership contract
- c. contract on Multi-Payment Services
(4) Intellectual Property Rights
(5) Business investment
(6) Management System of subsidiary
(7) Credit Risk
(8) Overseas Business
(9) Disaster Risk
(10) Human resources
(11) Administrative and operational risks
(12) payment Procurement and sale of handsets

(3) Information Security

(1) System downtime and information security
(2) Possibility and impact of leakage of personal information
(3) Leakage of card information from member stores, etc.

(4) Relationship with the Parent Group

(1) Position of the GMO Internet Group
(2) Transactions with GMO Internet Group
(3) Concurrent Relationship of Officers with the Parent Company, etc.
(4) Ensuring independence from the parent company, etc.

The forward-looking statements are based on the Company's judgment as of September 30, 2023.

Business risks, etc.

The GMO-PG consolidated companies are subject to a variety of risks related to our businesses. The major risks envisaged that could affect investor's investment decisions are explained below. For details please refer to Japanese language only Annual Securities Report section on Business risks.

Annual Securities Report (Japanese language only)

(1) Business Environment

①Industry trends
②Penetration of E-Commerce
③Competitive landscape
④Response to technological trends and developments
⑤Rules and Regulation
⑥On the impact of surging inflation

(2) Business Activities

①Operating Stores and Merchants
②Use of information processing center network
③Critical Contracts for Operations
- a. Contracts related to operational outsourcing
- b. Contracts related to representative merchants
- c. Contracts related to Multi-Payment service
④Intellectual Property
⑤Business Investment
⑥Management of Subsidiaries
⑦Credit Risks
⑧Overseas Business
⑨Risk of Natural Disasters
⑩Human Resource
⑪Administrative and operational risks
⑫On the procurement and sales of payment terminals