Providing "Invoice Card Pay byGMO" that realizes card payment for BtoB transactions
~Starting with UC CARD, promoting service expansion through partner collaboration~

November 27, 2023

GMO Payment Gateway, Inc.

GMO Internet Group will develop comprehensive payment and finance services. GMO Payment Gateway, Inc. (TSE Prime Market: Securities Code: 3769, President & Chief Executive Officer: Kazunari Issei Ainoura (hereinafter referred to as GMO-PG) From today, Monday, November 27, 2023, "Invoice Card Pay byGMO" enables credit card payment of invoices in BtoB transactions We will start to provide the following services. The buyer company can make payments by credit card regardless of the payment method supported by the selling company, and the payment due date is up to 60 days (*1) Since it can be extended, it leads to an improvement in cash flow (*2).

  • *1 Varies depending on the date of application for card payment and the date of withdrawal of the card used.
  • (*2) There is a screening prescribed by GMO-PG for use. It may not be available depending on the results of the review.

Providing "Invoice Card Pay byGMO" that realizes card payment for BtoB transactions

【Background and Summary】

In a BtoB transaction, if the selling company limits the payment method of buying and selling to Bank transfer or promissory notes, it cannot be used even if the buyer company has a payment need with a credit card. In addition, there are many buyer companies that want to extend the payment date due to cash flow issues, such as "it takes time to deposit sales" and "I want to use funds for purchasing with large or large orders."
In BtoB transactions, GMO-PG builds and operates a dedicated Credit card payment system for BtoB transactions provided by Visa, provides a comprehensive payment service "PG Multi-Payment Service", and "GMO B2B AR Guarantee" to guarantee "GMO B2B Early Payment (factoring)" and "accounts receivable that guarantee the uncollected accounts receivable". We are developing financial services such as. In addition, GMO Payment Service, a consolidated company, provides Payment After Delivery service "GMO B2B Pay on Credit" for BtoB transactions.
Therefore, we are pleased to announce the launch of "Invoice Card Pay byGMO," which enables invoice credit card payments in BtoB transactions, by utilizing the know-how and knowledge of BtoB payment and credit and screening that we have cultivated over the years. By introducing this service, buyers of BtoB transactions can make credit card payments using invoice, regardless of the payment method supported by the selling company. In addition, the use of a credit card can extend the payment date by up to 60 days, which leads to improved cash flow.
GMO-PG will develop this service in partnership with banks and credit card companies, trading companies, business application providers, FinTech companies, etc. that have buyer companies as customers. As a first step, we have partnered with UC CARD Co.,Ltd. to provide this service to buyers who use UC cards.

【About "Invoice Card Pay byGMO"】

This is a service that enables credit card payment using invoices in BtoB transactions. Even if the payment method of the selling company is limited to Bank transfer or promissory note and does not accept credit cards, the buying company payments by credit card. You can. The buyer company logs in to the dedicated page on the website provided by GMO-PG, enters the information of the invoice issued by the selling company at the time of purchase, and makes the payment by credit card. GMO-PG will make an advance payment of the purchase price to the selling company by the due date after the payment by credit card by the buyer company. Since credit card charges are billed approximately 60 days after payment (*1), the buyer company can extend the payment date by up to 60 days to improve cash flow. The international brands that can be used are Visa and Mastercard, and other brands will be added in the future.

【GMO Payment Gateway】

We provide payment-based services that support online, cashless, DX, etc. Transaction value per year is about 15 trillion yen, and Online Payment Service is supported by EC businesses, NHK, and the National Tax Agency. It has been introduced to about 150,000 member stores, such as public entities.
As a leading company in the payment industry, we payment in the Online Payment Service and face-to-face areasServices, buy now pay later, BNPL (Buy Now Pay Later), BaaS support for financial institutions and business companiesWe will lead social innovation through payment and finance technologies, including strategic investment and financing to cutting-edge FinTech companies overseas, and contribute to the realization of a sustainable society and the progress and development of society. (Consolidated figures as of the end of September 2023)

【GMO Payment Gateway, Inc.】

GMO Payment Gateway, Inc. provides payment-related services that support the customer's online and cashless migration and digital transformation (DX). Annual transaction approximately ¥15 trillion and our online comprehensive payment services have been adopted by approximately 150,000 merchants such as EC operators and public institutions of NHK and National Tax Agency, etc.
As the leading company in the payment industry, we contribute to the advancement and realization of a sustainable society by driving social innovations using payment and financial technology through our services, such as online comprehensive payment service, payment services in the offline market, Buy Now Pay Later (BNPL), BaaS Support services to financial institutions and enterprises and strategic investment and lending to overseas leading-edge FinTech companies. (As of end-Sep 2023, consolidated figures)

[Press Inquiries]
GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division Public Relations/UX Design Department
Inquiry form
GMO Internet Group, Inc.
Group Communication Department Public Relations Officer Yamazaki
[Contact for inquiries regarding services]
GMO Payment Gateway, Inc.
Innovation Partners Division
Innovation Strategy Department
Strategic Business Sales Department, Business-to-Business Payment Group

[GMO Payment Gateway, Inc.] (URL:

Corporate Name GMO Payment Gateway, Inc. (TSE Prime Market Securities Code: 3769)
Location 1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu
Representative President & Chief Executive Officer Issei Ainoura
Business Description ■ Comprehensive payment related services and finance related services
Capital 13,323 million yen

【GMO Internet Group Inc.】 (URL:

Corporate Name GMO Internet Group, Inc. (TSE Prime Market, securities code: 9449)
Location Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative Representative Director and Group Representative Masatoshi Kumagai
Business Description ■ Internet infrastructure business
■ Internet advertising / media business
■ Internet finance business
■ Cryptographic assets business
Capital 5 billion yen