GMO Internet Group develops comprehensive payment-related services and finance-related services GMO Payment Gateway, Inc. (TSE Prime: Securities Code 3769, President & Chief Executive Officer: Issei Ainoura, hereinafter GMO-PG) ASP services that support BaaS (Banking as a Service) ^{(*1) in financial institution} such as banks and credit card companies "GMO-PG Processing Platform", "Rushing Gateway Service", "Network Service", and "FEP ^(*2) Service" three new services will be available today, Tuesday, April 5, 2022.

<Services to be added to "GMO-PG Processing Platform ">

• *1 The finance licensed organization shall provide finance functions as services (APIs).
• *2 short for "Front End Processor". A system that a card company needs to connect to an external network.

in order to create a cashless society, financial institution such as banks and credit card companies are strengthening their efforts to baaS, which provides finance functions as a service. Since 2017, GMO-PG has been providing GMO-PG Processing Platform to support BaaS.
In recent years, when financial institution banks, credit card companies, etc. implement system changes or start new businesses, there is a need for speed by the start of business, but the stability of many investments and systems in security measures is required.
Against this background, GMO-PG is a new business operator that possesses financial institution and finance functions such as banks and credit card companies. In order to reduce the cost of finance service deployment and finance business as a whole, Three new services have been added to GMO-PG Processing Platform.

■Ishing Gateway Service

This service provides the functions necessary for finance card access, such as card number management, brand network connection, and vendor connection, so that you can develop your own business more easily by utilizing your own infrastructure and existing finance functions. By using this service, when issuing new credit cards, debit cards, and prepaid cards, new infrastructure of payments by utilizing the assets owned by the company's system It is possible to build. In addition, since the card information is managed by GMO-PG, the scope of PCI DSS support can be minimized, greatly reducing the security response load in the dealing business.

■Network services

finance network and connection with related service providers necessary for business development (Ishua, Acquirela, international brands, credit information agencies, banks, printing companies, TSP ^(*3) such as) is a service that provides. Since GMO-PG connects according to the specifications of each network, for example, it is possible to directly connect directly to each network and related service providers, easily reducing costs and connecting to various interfaces. In addition, since it is possible to add a connection destination at any time, multiple connections can be realized at a low price.

• A company that stands for "Token Service Provider" and provides a system for converting card numbers and tokens.

■FEP Services

This service provides a authorization function with a foreign connection system necessary for card transactions, etc. With high processing capacity and availability, we can achieve stable operation of systems with reduced load on core systems even as transaction volume increases.

In addition, in the future, the GMO-PG Processing Platform will buy now pay later We will expand our services to a wide range of services, including the addition of solutions that can build infrastructure of payments.