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Online infrastructure of payments for startups to become a "fincode byGMO"
added "CVS Payment" that can be paid with a smartphone
~No need to operate multimedia terminals at convenience stores. You payment to display the electronic barcode on your smartphone ~

February 7, 2023

GMO Epsilon, Inc.

GMO Internet Group is GMO Payment Gateway, Inc. (hereinafter referred to as "GMO-PG") consolidated company. GMO Epsilon, Inc. (Chairman & Chief Executive Officer: Tomoyuki Murakami GMO-EP) is an online product designed to help startups succeed in Japan markets. infrastructure of payments "fincode byGMO" (URL: As part of the payment method expansion of https://www.fincode.jp/), "CVS Payment" has been added from February 6, 2023 (Monday).
"fincode byGMO" adopts a method of paying by presenting the electronic barcode displayed on the smartphone screen at the cash register of the target convenience store, so the purchaser does not need to operate the multimedia terminal in the convenience store, and the convenience store in few steps You can complete the payment.
Introducing companies apply for use online and use the payment API integrated with the Credit card payment to add their web applications, smartphone apps, etc. to "CVS Payment " can be incorporated.

You can pay for the online infrastructure of payments "fincode byGMO" for startups with your smartphone" Add CVS Payment"

【Background and Summary】

Many startups in Japan Japan are working on business growth with a high sense of speed with limited personnel. Therefore, payment functions that are not the core of services and products are required to be "quick to implement," "easy to implement," and "simple pricing."
GMO-EP is an online that meets the needs of startups by utilizing the knowledge and development capabilities in payment that GMO-PG has cultivated as a group. infrastructure of payments "fincode byGMO In May 2022 payment method, we launched " " CVS Payment" has been added.
"CVS Payment" is the second most common payment method (* 1) after credit cards when purchasing products using the Internet. fincode byGMO uses a method of payment by presenting an electronic barcode displayed on a smartphone screen at the cash register of the target convenience store, rather than operating a multimedia terminal in a convenience store or communicating the payment slip number at the cash register. It can be payment at approximately 40,000 (* 2) convenience stores nationwide (Seven-Eleven, Lawson, Ministop, Seicomart, and Daily Yamazaki).
In addition to providing "CVS Payment" to purchasers as a method of payment the product price on EC sites, etc., businesses that introduce it can provide temporary alternatives such as when automatic card withdrawal errors in subscription-type services. You can also use "CVS Payment" as a payment method.
Purchasers can payment smoothly at convenience stores without having to operate multimedia terminals in the store or download apps for issuing electronic barcodes in advance. In addition, at the stage of selecting a payment method on an EC site, etc., there is no need to select the convenience store to be used for payment procedures in advance, and you can pay at your favorite convenience store later.
The "CVS Payment" of "fincode byGMO" is In cooperation with Densan System Co.,Ltd., the brees corporation provides " We utilize the PAYSLE (*3)" mechanism.

【About "fincode byGMO"】

"fincode byGMO" comprehensively solves the hidden issues of payment field that occur before and after the service launch of a startup, and at the same time, It is an online infrastructure of payments that seamlessly provides the expansive value required as the business phase progresses.
We cover a wide range of functions and performance required for complex modern business models of platforms, subscriptions, and subscriptions, as well as E-commerce, regardless of whether they are BtoC, BtoB, or CtoC. In addition, we offer a wealth of development support assets that can be accessed online, and our customer success team is familiar with payment, software, and startup business to back up your implementation and operations.
In the PMF (Product Market Fit) phase, which requires lean development, "immediate provision of test environment", "rapid web review", "online guidance that is easy to understand even for engineers who have no experience in payment implementation", " By providing SDKs and UI components that reduce development man-hours, it is possible to implement payment in a short lead time, and it is possible to focus on building your own products.
In addition, in the growth phase, "respond to a wide range of important payment method and various billing systems" and "increase payment We back up the strengthening of the user base according to the business model, such as stable processing of transactions, compliance with laws and regulations and security standards with a fast improvement cycle, and registration and management of tenants on the platform.
In both phases, invisible costs such as initial costs, monthly usage fees, account maintenance fees, and transfer fees are thoroughly eliminated, and all functions can be used at only 3.6% of the payment transaction amount (*4).
Additional payment method will be added at any time.

  • *4 The payment fee is 3.6% for all payment method. The minimum fee is 130 yen / case only for CVS Payment.

【About GMO Epsilon, Inc.】

GMO-EP is a business that provides payment processing services with no initial costs or transaction processing fees (*5). As of the end of September 2022, it has been used by 42,663 EC operators. Just by contract GMO-EP, there is no need to build a system for each payment processing business Credit card payment CVS Payment, E-wallet, smartphone carrier payment, etc.payment method In addition to being able to use the delivery service all at once, the product price collected from the purchaser and the freight rate for delivery are also settled at once, so it is possible to greatly reduce labor and costs. In addition, in order to support the smooth cash flow of EC operators, we have finance sales-linked business cards such as "Cycle by GMO", lending, and Remittance Service. Related services are also available. TSE a member of the GMO Internet Group, a company listed on Prime, we have been granted the Privacy Mark for personal information protection, and our security standards comply with PCI DSS and ISMS, making it an environment that customers can use with peace of mind.

  • *5 Transaction processing fee is a fee charged for each communication with a credit card company for credit card authorization (acquisition of approval numbers) and billing.
[Press Inquiries]
GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division Public Relations/UX Design Department
TEL
+81-3-3464-0182
GMO Internet Group, Inc.
Group Communication Department Public Relations Officer Yamazaki
TEL
+81-3-5456-2695
E-mail
pr@gmo.jp
[Contact for inquiries regarding services]
GMO Epsilon, Inc.
"fincode byGMO" Support Team

【GMO Epsilon, Inc.】(URL: https://www.epsilon.jp/)

Corporate Name GMO Epsilon, Inc.
Location Tokyo Shibuya-ku Dogenzaka 1-chome 14-6 Humax Shibuya Building
Representative Chairman & Chief Executive Officer Tomoyuki Murakami
Business Description ■ Online sales payment processing company, payment collection agency and operations incidental to them
Capital 105 million yen

[GMO Payment Gateway, Inc.] (URL: https://www.gmo-pg.com/)

Corporate Name GMO Payment Gateway, Inc. (TSE Prime Securities Code: 3769)
Location 1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu
Representative President & Chief Executive Officer Issei Ainoura
Business Description ■ Comprehensive payment related services and finance related services
Capital 13,323 million yen

【GMO Internet Group Inc.】 (URL: https://www.gmo.jp/

Corporate Name GMO Internet Group, Inc. (TSE Prime Securities Code:9449)
Location Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative Representative Director and Group Representative Masatoshi Kumagai
Business Description ■ Internet infrastructure business
■ Internet advertising / media business
■ Internet finance business
■ Cryptographic assets business
Capital 5 billion yen
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