[GMO-PS] Linked with "GMO B2B Pay on Credit Kakepai", a buy now pay later payment service for BtoB transactions, and "ebisumart", a cloud commerce platform " GMO B2B Pay on Credit" Payment After Delivery service for BtoB transactions,
Cooperation with cloud commerce platform "ebisumart"
~Leveraging high customizability to support business reduction and DX for BtoB EC businesses~

October 29, 2021

GMO Payment Service, Inc.

GMO Payment Service, Inc. (President & Chief Executive Officer: Katsunari Mukai hereinafter referred to as "GMO-PS"), a consolidated company of GMO Internet Group's GMO Payment Gateway, Inc. (hereinafter referred to as "GMO-PG"), provides a Payment After Delivery service "GMO B2B Pay on Credit" for BtoB transactions provided by Interfactory, Inc. (President & Chief Executive Officer and CEO: Noboru Kaburaki hereinafter referred to as "Interfactory") We will be collaborating with the cloud commerce platform "ebisumart" provided by from today, October 29, 2021 (Friday).
As a result, BtoB e-commerce businesses using "ebisumart" will be able to use "GMO B2B Pay on Credit" that combines "real-time credit," "the lowest level of commissions in the industry^{" (*1}), and "abundant Optional Services," making it possible to reduce billing-related operations and realize DX ^(*2).

(* 1) GMO-PS survey (as of October 29, 2021)

(* 2) GMO-PS screening is required for the use of "GMO B2B Pay on Credit".

Payment After Delivery service for BtoB transactions Cooperation with "GMO B2B Pay on Credit" and "ebisumart"

【Background and Summary】

Japan BtoC EC market size in Japan was 19.2 trillion yen as of 2020, and EC ratio was 8.0% from 4.7% in 2015 ^(*3). In addition, the BtoB EC market size was 334 trillion yen in the same year, and the EC ratio increased from 27.4% in 2015 to 33.5% (* ^{3) (*4),} and both BtoC and BtoB transactions are becoming more e-commerce.
Against this backdrop, GMO-PS provides Payment After Delivery service "GMO Payment After Delivery" for BtoC EC transactions and "GMO B2B Pay on Credit "buy now pay later service for BtoB transactions to e-commerce businesses. It is used by many e-commerce businesses because of its features such as the provision of real-time credit, the lowest level of fees in the industry ^(*1), and the ability to flexibly customize according to the operation of the business.
On the other hand, Interfactory provides the cloud commerce platform "ebisumart" that can be fully customized according to the needs of EC businesses, regardless of BtoC or BtoB transactions, and is used by a wide range of e-commerce businesses regardless of industry or industry.
GMO-PS and Interfactory have been linking "GMO Payment After Delivery" and "ebisumart" to support the growth of BtoC EC businesses, and we will link "GMO B2B Pay on Credit" and "ebisumart" from October 29, 2021 (Friday) so that we can also support the EC business of BtoB businesses. Taking advantage of the high customizability that is a feature of both services, we will reduce billing-related work and realize DX for BtoB EC businesses in various industries and industries.
GMO-PS will continue to promote collaboration with EC-related partners, including cooperation with EC carts and EC construction tools, so that GMO-PS can be used by more BtoB EC businesses.

(*3) Ministry of Ministry of Economy, Trade and Industry "Reiwa 2nd Fiscal Year Industrial Economics Research Commissioned Project (Market Research on E-commerce)" announced in July 2021
In the BtoC EC market, the value of the EC ratio in the product sales field, and in the BtoB EC market, the value of the EC ratio excluding the retail and other service industries
URL：https://www.meti.go.jp/policy/it_policy/statistics/outlook/210730_new_hokokusho.pdf

(*4) Ministry of Ministry of Economy, Trade and Industry, announced in July 2020, "Integrated Economy in and Out of Japan in the First Year of ReiwaInternational economic research on growth strategy (market research on e-commerce)
URL：https://www.meti.go.jp/press/2020/07/20200722003/20200722003-1.pdf

[About "ebisum art"]

(URL: https://www.ebisumart.com/)

"Ebisumart" is a major cloud commerce platform with the largest share of EC site construction tools ^{(* 5)} for the third consecutive year in the SaaS type non-cart type market. Combining the merits of both EC package and ASP systems, you can always build the latest and optimized EC site. We have a Actual of building more than 700 sites in total regardless of industry, such as site renewal, omni-channel, and BtoB-EC, and we will support the growth of the EC business while quickly reflecting the needs of our customers.

(* 5) Fuji Chimera Research Institute "software Business New Market 2019-2021 Edition (Quantity Base 2018-2020)" Survey

[About "GMO B2B Pay on Credit"]

(URL: https://www.gmo-ps.com/service/feature_kb/)

"GMO B2B Pay on Credit" is a Payment After Delivery service for BtoB transactions provided by GMO-PS. Regardless of whether you are a corporation or a sole proprietorship, it can be used for all BtoB transactions, regardless of whether it is online (EC) or offline (face-to-face), such as route sales partners who regularly use it and customers who use subscription-type services ^(*2)。credit check ・ invoice GMO-PS takes care of tasks such as issuance, payment management, and reminders in the event of non-payment, so businesses can improve the efficiency of their billing operations. In addition, regardless of the payment status of the business partner, GMO-PS bears the risk of non-collection of the payment, and accounts receivable of the monthly transactions will be deposited in advance on the prescribed date ^(*6).

■ Features of "GMO B2B Pay on Credit"

1. Real-time credit

Since it implements real-time credit check, it prevents withdrawal with smooth payment without waiting for business partners (buyer companies).

2. Abundant Optional Services

We offer a wide range of Optional Services that can be optimally customized according to your company's operations.

■ Main Optional Services

・ Early Payment Service	: payment of sales on the 5th business day of the following month earlier than the specified date
・ Individual invoice issuance service	: Issue individual invoice before the closing date, instead of issuing invoice one month's transactions
・ payment deadline extension service	: Extend the payment deadline of the business partner (buyer company) up to 6 months later
・ Frame-guaranteed transaction service	: Since the available limit is set between the business operator and its business partner (buyer company), the business partner (buyer company) can payment without worrying about the purchase amount of other business partners.
・ Collection agency service	: GMO-PS will take over the subsequent invoice issuance and payment management even for transactions that did not pass the credit check.
・ Periodic billing service	: Ideal for billing SaaS services as you can bill regularly once you register

3. Industry's lowest rate

payment fees, fixed costs, invoice issuance costs, transfer fees, etc. are all at the lowest level in the industry ^{(* 1)}. Please refer to the following URL for the details of the charges.
URL: https://www.gmo-ps.com/service/feature_kb/price/

(* 6) Transactions that have passed the credit check by GMO-PS and have been completed normally are eligible.

【GMO Payment Service】

GMO-PS, as a consolidated company of GMO-PG which develops comprehensive payment-related services and financial-related services, offers buy now pay later payment service "GMO Payment After Delivery" for BtoC EC transactions and "GMO B2B Pay on Credit" for BtoB transactions. It is used by many businesses due to the provision of real-time credit, the lowest rates in the industry, and a system that can be customized according to the operation of the business.
Going forward, we will continue payment services, and strive to develop and provide services that can be used more safely and conveniently by EC businesses and purchasers.

[Press Inquiries]

GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division Public Relations/UX Design Department

Inquiry form
https://contact.gmo-pg.com/m?f=767

GMO Internet, Inc.
Group Communication Department Public Relations Matsui

TEL: +81-3-5456-2695
E-mail: pr@gmo.jp

[Contact for inquiries regarding services]

GMO Payment Service, Inc.

TEL: 03-3464-2392
E-mail: g-marketing@gmo-ps.com

[GMO Payment Service, Inc., Ltd.] (URL: https://www.gmo-ps.com/)

Corporate Name	GMO Payment Service, Inc.
Location	1-14-6 Dogenzaka, Shibuya-ku, Tokyo Humax Shibuya Building
Representative	President & Chief Executive Officer　Katsunari Mukai
Business Description	■ payment processing services and EC peripheral services
Capital	150 million yen

[GMO Payment Gateway, Inc., Ltd.] (URL: https://www.gmo-pg.com/)

Corporate Name	GMO Payment Gateway, Inc. (TSE First Section Securities Code: 3769)
Location	1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu
Representative	President & Chief Executive Officer　Issei Ainoura
Business Description	■ Comprehensive payment related services and finance related services
Capital	13,323 million yen (as of the end of June 2021)

[GMO Internet, Inc., Ltd.] (URL: https://www.gmo.jp/)

Corporate Name	GMO Internet, Inc. (TSE First Section Securities Code: 9449)
Location	Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative	Chairman and CEO / Group Representative　Masatoshi Kumagai
Business Description	■ Internet infrastructure business ■ Internet advertising / media business ■ Internet finance business ■ Cryptographic assets business
Capital	5 billion yen