Providing services to Tokyo Star Bank's business partners to support financing and smooth business-to-business transactions
~Promote financial institution collaboration in the BtoB finance field and support the DX of business partners~

GMO Internet Group's GMO Payment Gateway, Inc. (TSE Part: Securities Code: 3769, President & Chief Executive Officer: Issei Ainoura (hereinafter referred to as "GMO-PG"), which develops comprehensive payment-related services and finance-related services), is pleased to announce that Tokyo Star Bank, Ltd. (Representative Executive Officer: Masami Tada, hereinafter referred to as "GMO-PG") Tokyo Star Bank) will provide three finance-related services to support financing and smooth business-to-business transactions for business partners from today, Thursday, May 20, 2021.
By using these services, BtoB businesses that do business with Tokyo Star Bank will be able to capitalize their accounts receivable earlier than the deposit due date and reduce the risk of uncollected accounts receivable.
GMO-PG will continue to work on financial institution collaboration in the field of BtoB finance and support the expansion of DX support services for financial institution 's business partners.

■ Providing finance related services

GMO-PG provides financial finance support for business-to-business transactions such as "GMO B2B Early Payment," "GMO B2B AR Guarantee," and "GMO BtoB Payment Guarantee" with the aim of providing multifaceted support for BtoB business operators' operational efficiency and growth measures.
In addition, in order to support more BtoB businesses, we are actively supporting the expansion of the financing services that financial institution develops for business partners in cooperation with financial institution. Since this initiative can realize a scheme that contributes to both financial institution who want to expand their service lineup for business partners and companies that have issues with BtoB transactions, we have recently received an increasing number of inquiries from financial institution who are considering providing new FinTech services and DX support services to their business partners.
GMO-PG has decided to provide "GMO B2B Early Payment", "GMO B2B AR Guarantee" and "GMO BtoB Payment Guarantee" to Tokyo Star Bank's business partners as Tokyo Star Bank expands its finance services to support the DX of existing and new business partners. As a result, BtoB businesses that do business with Tokyo Star Bank will be able to flexibly raise funds according to their own financing needs and reduce the risk of uncollected accounts receivable.

■「GMO B2B Early Payment」（URL：https://www.gmo-pg.com/service/hayabarai/）
This is a service in which GMO-PG buys accounts receivable held by BtoB businesses to monetize accounts receivable earlier than the payment due date. BtoB businesses using "GMO B2B Early Payment" do not need a guarantor or collateral, and can reduce the risk of uncollected payments, and can be expected to improve and enhance cash flow and cash flow. invoice You can choose to Thailand monetization by "invoice purchase" that buys at the issuance stage and "purchase order purchase" that buys at the option order stage. You can achieve a more stable cash flow according to the situation of your company's funding needs.

■「GMO B2B AR Guarantee」（URL：https://www.gmo-pg.com/service/urikake/）
In a service for sellers (creditors) in BtoB transactions, GMO-PG guarantees accounts receivable by paying on behalf of the buyer (debtor) in the event of non-collection of accounts receivable.
Sellers can reduce the time and effort required for credit management operations such as advance payment negotiations and dunning operations, and can also expand the number of new customers by reducing the risk of non-collection due to business partner bankruptcy or payment delays.
The consent of the business partner (buyer) is not required for use, but the guarantee amount will be determined by GMO-PG after a prescribed examination, and a fee will be charged according to the amount.

■ "GMO BtoB Payment Guarantee" (URL: https://www.gmo-pg.com/service/shiharaihosho/)
This is a service for buyers (debtors) in BtoB transactions where the seller (creditor) requires payment of the transaction deposit. In the event of a default, GMO-PG will payment the purchase payables (accounts payable) to the seller on behalf of the buyer and guarantee the purchase debt to the seller, eliminating the need for a transaction deposit for the buyer.
The buyer does not have to abandon the transaction because he or she cannot afford the transaction deposit, and it is possible to use the funds for business growth such as purchasing products and materials and advertising.
In addition, the consent of the business partner (seller side) is required for use, and the guarantee amount is determined by GMO-PG after a prescribed examination, and a fee will be charged according to the amount.