Providing services to 114 Bank's business partners to quickly monetize accounts receivable at the order and billing stages.
~Promote financial institution collaboration in the BtoB finance field and support the DX of business partners~

GMO Internet Group provides comprehensive payment-related services and finance-related services. GMO Payment Gateway, Inc. (TSE Partial: Securities Code: 3769, President & Chief Executive Officer: Issei Ainoura hereinafter referred to as GMO-PG) is a subsidiary of 114 Bank, Ltd. (Director & President: Yujiro Ayata hereinafter referred to as 114 Bank) will provide a service to purchase accounts receivable at the order and billing stages and convert accounts receivable into cash as soon as possible from today, Monday, April 26, 2021.
Infomart Co., Ltd. (President & Chief Executive Officer: Akira Nagao, hereinafter referred to as "Infomart") and GMO-PG jointly provide a service "Electronic Invoice Early Payment" to quickly monetize invoice (accounts receivable) and "GMO B2B Early Payment provided by GMO-PG Optional Services By providing "purchase order purchase", we can perform at both the order and billing stages. Achieve early monetization of accounts receivable.
BtoB businesses that do business with 114 banks can use "Electronic Invoice Early Payment" and "GMO B2B Early Payment" to flexibly raise funds according to their own funding needs ^(*).​

GMO-PG will continue to expand its financial institution collaboration in the field of BtoB finance and support the expansion of DX support services for financial institution 's business partners.

• In order to use Electronic Invoice Early Payment, it is necessary to obtain an ID for the BtoB platform provided by Infomart. After starting to use the service, it is necessary to submit designated documents to GMO-PG as an application for use of Electronic Invoice Early Payment. After completing the application, you will be able to request a purchase when necessary. In addition, applications for the use of "Electronic Invoice Early Payment" and "GMO B2B Early Payment" and each purchase request are subject to GMO-PG screening.

GMO-PG provides finance-related services to support business-to-business transactions such as "GMO B2B Early Payment," "GMO B2B AR Guarantee," and "GMO BtoB Payment Guarantee" from the financial side, with the aim of providing multifaceted support for BtoB business operators invoice' operational efficiency and growth measures. We are also developing initiatives with other companies, such as providing a service "Electronic Invoice Early Payment" that speedily monetizes funds.
Furthermore, in order to support more BtoB businesses, we are actively supporting the expansion of the financing services that financial institution develops for business partners in cooperation with financial institution. In order to realize a scheme that contributes to both financial institution who want to expand their service lineup for business partners and companies that have issues with BtoB transactions, we have recently received an increasing number of inquiries from financial institution, which is considering providing new FinTech services and DX support services to business partners.
GMO-PG has decided to provide 114 Bank's business partners with the Optional Services purchase order of "Electronic Invoice Early Payment" provided by GMO-PG and "GMO B2B Early Payment" provided by GMO-PG as it expands its financing services to support the DX of existing and new business partners. As a result, BtoB businesses that do business with 114 Bank will be able to monetize their accounts receivable earlier than the deposit due date at both the order and billing stages, and will be able to flexibly raise funds according to their own funding needs.

"Electronic Invoice Early Payment" is a service provided by Infomart and GMO-PG, both listed companies, for businesses using the "BtoB platform" provided by Infomart. By using this service, you can monetize the issued invoice (accounts receivable) in as little as two business days. By making a purchase request on the "Electronic Invoice Early Payment" screen, BtoB businesses can capitalize invoice (accounts receivable) earlier than the payment due date, enabling speedy financing for business operations.
" Electronic Invoice Early Payment" is based on the service "GMO B2B Early Payment" that allows GMO-PG to convert accounts receivable held by BtoB businesses into early cash by purchasing them, and GMO-PG will collect payments, reducing the risk of non-collection.