GMO Payment Gateway, the first in Japan,
Credit card at gas stations without credit card or signature payment

January 16, 2008
GMO Payment Gateway, Inc.

Non-face-to-face Credit card payment business at GMO Internet Group GMO Payment Gateway, Inc. (TSE Mothers: Securities Code: 3769 Headquarters: Shibuya-ku, Tokyo, President & Chief Executive Officer: Issei Ainoura hereinafter referred to as "GMO-PG") announced on January 16, 2008 that Garden Network Co., Ltd. (Hodogaya-ku, Yokohama City, Kanagawa Prefecture, President & Chief Executive Officer: Shin Takeuchi Hereinafter, Garden Network) and a new credit payment service that does not require a credit card or signature for refueling at gas stations.

Accounting sales, which have been used at gas stations for a long time to pay for refueling in a lump sum, are a payment method that has been widely used by people who use gas stations because of its convenience in allowing customers to buy now pay later the price in bulk and the advantages of being able to fix customers at gas stations.

Currently, the number of customers using gas stations is decreasing due to the impact of soaring gasoline prices due to high crude oil prices, and the increase in wholesale gasoline prices cannot be absorbed by over-the-counter sales prices.

In response to this situation, GMO-PG and Garden Network have combined the Credit card payment recurring payment function of Credit card payment, which is one of the features of GMO-PG, with the service provided by Garden Network to gas stations that eliminates the hassle and risk of making cash deposits. We will start a service that allows you to make credit with Credit card payment without presenting and signing a credit card every time. Since this service can be applied for on the web, it is a service that further improves the merits of both the customer and the gas station side, such as reducing the time and effort of the procedure for starting use.

In addition, you can also use the point exchange service "PointExchange" operated by Point Style Co., Ltd. (Real World Group, hereinafter referred to as "Point Style"), and points will be returned to customers, which is expected to attract customers to gas stations.

• You don't need to create a new credit card.
• You can easily apply for use on the web.
• No credit card required to show and sign when refueling.
• The price will be deducted in one month's worth at a time.
• In addition to the points on your credit card, you can double the points of the point-style point exchange service "PointExchange".

* The point exchange service "PointExchange" allows you to exchange points accumulated through various services for cash, electronic money, and products. For details, please refer to (URL: http://www.point-ex.jp/).

• The burden of filling out forms and issuing new credit cards at the time of application is reduced.
• The card for identity authentication (like a regular credit card) belongs to each gas station, so you can fix the number of customers.
• As with traditional receivables, you can provide a price buy now pay later service.
• The "PointExchange" points accumulated by customers can also be returned to each gas station with its own service, so you can attract more customers.

In March 2008, GMO-PG and Garden Network will begin providing services to approximately 3,000 gas stations that use the existing services of the Garden Network, with the aim of improving customer convenience, fixing customers at gas stations, and contributing to an increase in customer attraction.