Added "Kotora Remittance Service" connectivity to the standard functions of the "Ginko Pay" base system
~Compatible with Remittance Service between individuals of 100,000 yen or less~

September 27, 2022

GMO Payment Gateway, Inc.

The GMO Internet Group will develop comprehensive payment-related and finance-related services. GMO Payment Gateway, Inc. (TSE Prime: Securities Code: 3769, President & Chief Executive Officer:Issei Ainoura GMO-PG) is defined as "Ginko Pay As a standard feature of the base system, Cotra Ltd. (President & Chief Executive Officer: Hiroshi Kawagoe hereinafter referred to as "Cotra)" will provide a small-amount remittance between individuals from October 11, 2022 (Tuesday) "Kotara We will add a connection of "Remittance Service".
As a result, financial institution is a unique smartphone that utilizes the "Ginko Pay" platform system payment It is possible to connect the service (smartphone application) with "Kotora Remittance Service", and it is possible to realize convenience improvement in personal remittance of users who have an account.

Added "Kotora Remittance Service" connectivity to the standard functions of the "Ginko Pay" base system

【Background and Summary】

With the spread of cashless payment, the need for small-amount remittances between individuals is increasing, and with the aim of improving the convenience of small-amount remittances between individuals, Mizuho Bank, Ltd. MUFG Bank, Ltd.・Sumitomo Mitsui Banking Corporation・ Established with investment by Resona Bank, Limited. Saitama Resona Bank,Limited Cotra is a person-to-person Remittance Service using a smartphone app "Kotokora Remittance Service" will be available from October 11, 2022 (Tuesday). In "Kotora Remittance Service", By designating the remittance destination only with a mobile phone number or e-mail address, etc., it is possible to send money between individuals of 100,000 yen or less with a low fee.
On the other hand, GMO-PG has been providing a "Ginko Pay" infrastructure system since 2017 that enables instant direct debit payment from a smartphone application financial institution We are supporting new businesses to advance the cashless society. We are adding the connection of "Kotora Remittance Service" as a standard function to the "Ginko Pay" infrastructure system. financial institution that has introduced the "Ginko Pay" infrastructure system is "Ginko Pay" It is possible to connect with our own smartphone payment service (smartphone application) using the platform system and "Kotora Remittance Service". In addition, it is a unique smartphone that uses "Ginko Pay" that supports "Kotora Remittance Service" connection payment Users of the service will be able to remit small amounts of money with a low fee between users who have an account with a bank that supports "Kotora Remittance Service" (*1).
In addition, the "Kotara Tax public fund Service," which supports the introduction of a unified QR code (*2) on local taxes payment slips in April 2023, is also scheduled to be connected as a standard function.

  • *1 Regarding the schedule of banks that have introduced the "Ginko Pay" platform system, "Kotora Remittance Service" connection schedule, Please refer to the Cotra website, etc. (URL:
  • QR Code is a registered trademark of DENSO WAVE INCORPORATED.

【About the "Ginko Pay" Infrastructure System】


"Ginko Pay", which GMO-PG provides a platform system, is a smartphone application that can be used immediately from a smartphone application to debit an financial institution account. It is a service that can be payment. The financial institution is a unique smartphone that utilizes the "Ginko Pay" infrastructure system payment Multi-bank payment capabilities that not only allow services to be deployed, but also enable mutual linkage between financial institution of deployment (financial institution Mutual interchange between them) makes it possible to provide services that can be used across financial institution and regions.
In addition to responding to face-to-face payment and Payment via Payment Slip as standard functions, "Kotora Remittance Service (scheduled for October 11, 2022). In addition, optional functions include support for touch payment and EC Online direct debit payment (scheduled for the end of October 2022), regional and municipalities It is possible to cooperate with and so on.

【GMO Payment Gateway】

More than 100,000 merchants, including online businesses such as online shops, NHK, National Tax Agency, and public entity in Tokyo, etc., We provide payment-related services and finance-related services. Focusing on payment services, we utilize value-added services and finance technologies that contribute to the growth of merchants payment method We provide services that meet funding needs, and our annual Transaction value exceeds 10 trillion yen. (Consolidated figures as of the end of June 2022)
As a leading company in the payment industry financial institution, we provide various Provision of payment and finance-related solutions and platforms, infrastructure of payments and so on. We are also promoting global expansion such as the development of payment-related services overseas and strategic investment and financing of cutting-edge FinTech companies overseas. We will continue to drive new innovations and contribute to the realization of a sustainable society and the progress and development of society.

[Press Inquiries]
GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division Public Relations/UX Design Department
GMO Internet Group Inc.
Group Communication Department Public Relations Officer Terayama
[Contact for inquiries regarding services]
GMO Payment Gateway, Inc.
Innovation Partners Division Strategic Sales Management Department
Digital Transformation Strategy Department

[GMO Payment Gateway, Inc.] (URL:

Corporate Name GMO Payment Gateway, Inc. (TSE Prime Securities Code: 3769)
Location 1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu
Representative President & Chief Executive Officer Issei Ainoura
Business Description ■ Comprehensive payment related services and finance related services
Capital 13,323 million yen

【GMO Internet Group Inc.】 (URL:

Corporate Name GMO Internet Group, Inc. (TSE Prime Securities Code:9449)
Location Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative Representative Director and Group Representative Masatoshi Kumagai
Business Description ■ Internet infrastructure business
■ Internet advertising / media business
■ Internet finance business
■ Cryptographic assets business
Capital 5 billion yen