will relocate to each operating company's site.
10 Feb 2020
Seven Bank Co., Ltd. (President & Chief Executive Officer: Yasuaki Funatake hereinafter referred to as Seven Bank), GMO Payment Gateway, Inc. Co., Ltd. (President & Chief Executive Officer: Issei Ainoura hereinafter referred to as "GMO-PG"), Pocket Change Co., Ltd. (Representative Director: Arata Aoyama, hereinafter referred to as "Pocket Change"), and TORANOTEC Co., Ltd. (President & Chief Executive Officer: Justin Baroque, hereinafter referred to as "Tranotec") We are pleased to announce that we will start a demonstration experiment of the "Real Change Investment" project that we have been jointly promoting from February 12, 2020 (Wednesday).
With widespread anxiety about retirement funds, there is a need more than ever for individual assets formation. "Real Change Investment" makes it possible to realize "change investment" in the real world, which is usually calculated from shopping data, and provides an opportunity to easily and easily invest change generated by shopping in daily life and coins in your pocket.
finance In this demonstration experiment, which has been adopted as a support project for the government's "FinTech Demonstration Experiment Hub *", a machine (hereinafter referred to as a change insertion box) that can be used to insert change and coins generated by shopping with cash is installed on a trial basis for users of the investment app "Toranoco". Users authenticate themselves with a QR code at the change insertion box, and after inserting the change or coins at hand, they can confirm and approve the input amount within the Toranoco app to verify that they can easily invest.
【Project Overview】
1) Consent to the "Basic contract of Remittance" and select the "Purpose of the Transaction" in the Toranoco app
2) Select Toranoco on the initial screen of the change insertion box and authenticate Toranoco user with a QR code.
3) Put your change or coins in the change box.
4) Confirm the investment amount and approve the investment in the Toranoco app
| 【Precautions when using】 In order to use Real Change Investment, you will need to open an investment account. Please download the app in advance, fill in the necessary information, and complete the procedure. It usually takes about one week to open. To apply, please use this QR code. |
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■ Installation location
Seven Bank Marunouchi Joint Branch Office
Address: 1-6-1 Marunouchi, Chiyoda-ku, Tokyo Marunouchi Center Building 1st floor
Business hours: Weekdays 7 a.m. ~ 8:45 p.m.
* This change box can also be used to charge nanaco and Rakuten Edy.
■ Maximum number of coins to be inserted
Up to 50 cards can be inserted at one time (compatible currencies: Japan yen, 1 yen, 5 yen, 10 yen, 50 yen, 100 yen, 500 yen, 500 yen, all 6 denominations)
■Implementation period
February 12, 2020 (Wed) ~ April 22, 2020 (Wed) Seven Bank Joint Branch Office Business Hours
* However, real change investment will be suspended all day from February 26 (Wednesday) ~ March 1 (Sunday) and March 26 (Thursday) ~ March 31 (Tuesday), and will be closed until 10 am on the last day, April 22 (Wednesday).
Supplementary Roles of Each Company
In implementing this project, Pocket Change is in charge of the development of the change box, Seven Bank is in charge of the management and operation of the change box, GMO-PG is in charge of the management and remittance of the change and change data put in the change box, and TORANOTEC Investment Trust is in charge of the management and remittance of the change and change in the change box.
【TORANOKO】
TORANOKO is a unique investing app provided by TORANOTEC Asset Management Co., Ltd., offering a link between the world of daily consumptions and the world of wealth creation. Sourcing the transactions data of daily life and in creating a gateway through which small change and loyalty points can be invested from 5 yen in 1-yen increments, TORANOTEC offers the easiest possible entry point to begin investing, expanding the access point to wealth creation and investing for Japanese consumers.
【GMO Payment Gateway】
GMO-PG is Japan's leading provider of comprehensive payment-related services and financial services to more than 100,000 merchants consisting of EC operators as well as non-EC operators such as NHK and public institutions such as National Tax Agency and Tokyo Metropolitan Government. Total transaction value exceeds ¥4 trillion, mainly from the core payment processing service as well as value-added services that contribute to the merchant's growth. (GMO-PG consolidated companies total, as of end-September, 2019)
GMO-PG is expanding businesses to include offline payment processing that would encompass IoT, and Fintech services such as lending, Payment after Delivery and solutions to financial institutions; all of which are expected to contribute to drive Japan's cashless. We are also pursuing global expansion through capital alliances with overseas firms and through rolling out our PSP and financial services in overseas markets.
GMO-PG aims to be the highly-secure, comprehensive and convenient payment processing infrastructure in Japan by continuing to lead the innovations.
【Related Links】
- GMO-PG (Company Profile)
- URL :https://corp.gmo-pg.com/en/
- GMO-PG (Service)
- URL :https://www.gmo-pg.com/en/
[Press Inquiries]
GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division
- TEL
- +81-3-3464-0182
- FAX
- 03-3464-2387
- pr@gmo-pg.com
GMO Internet, Inc.
Group Communication Department, Public Relations Officer, Ishii, Takahashi
- TEL
- +81-3-5456-2695
- pr@gmo.jp
[Contact for inquiries regarding services]
GMO Payment Gateway, Inc.
Innovation Partners Division
- TEL
- +81-3-3464-2323
- FAX
- 03-3464-2477
- info@gmo-pg.com
【Seven Bank Co., Ltd. 】 （URL: https://www.sevenbank.co.jp/）
| Corporate Name | Seven Bank Co., Ltd. (TSE First Section Securities Code: 8410) |
|---|---|
| Location | 1-6-1 Marunouchi, Chiyoda-ku, Tokyo |
| Representative | President & Chief Executive Officer Yasuaki Funatake |
| Business Description | ■ATM Platform Business ■ payment Account business ■Overseas Business |
| Capital | 30,701,000,000 yen |
[Pocket Change Inc.] （URL: https://www.pocket-change.jp/ja/）
| Corporate Name | Pocket Change Inc. |
|---|---|
| Location | 4-3-5 Shiba, Minato-ku, Tokyo First Okada Building 3F |
| Representative | Representative Director Arata Aoyama |
| Business Description | ■ Services that realize the collection and exchange of foreign coins and coins ■ A service that allows you to issue and manage your own electronic money and currency ■ Related services such as currency exchange, e-money, point business, etc. ■ Hardware-related services |
| Capital | 100 million yen |
【TORANOTEC】）
| Corporate Name | TORANOTEC株式会社 |
|---|---|
| Location | 27th Floor, Shiroyama Trust Tower, 4-3-1 Toranomon, Minato-ku, Tokyo |
| Representative | President & Chief Executive Officer Justin Bullock |
| Business Description | ■ finance Service investment, fintech development, application management |
| Capital | 3,157,280,000 yen (including reserves) |
[GMO Payment Gateway, Inc.] (URL: https://corp.gmo-pg.com/)
| Corporate Name | GMO Payment Gateway, Inc. (TSE First Section Securities Code: 3769) |
|---|---|
| Location | 1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu |
| Representative | President & Chief Executive Officer Issei Ainoura |
| Business Description | ■ Comprehensive payment related services and finance related services |
| Capital | 4,712 million yen |
[GMO Internet, Inc.] (URL: https://www.gmo.jp/)
| Corporate Name | GMO Internet, Inc. (TSE First Section Securities Code: 9449) |
|---|---|
| Location | Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo |
| Representative | President and Group Representative Chairman ＆ Chief Executive Officer Masatoshi Kumagai |
| Business Description | ■ Internet infrastructure business ■ Internet advertising / media business ■ Internet finance business ■ Cryptocurrency business |
| Capital | 5 billion yen |