▼ What is fraud prevention service (ReD Shield)?
A security service Actual in preventing fraudulent transactions around the world. By introducing it, it is possible to identify suspicious transactions by carefully examining the "user information" and "order details" held by the member store for the payment
This Optional Services provided so that you can use Credit card payment
Judge card transactions in real time.
We will reply with ACCEPT / CHALLENGE / DENY according to the allowable risk.
ACCEPT → Transaction OK
CHALLENGE → After investigating, make a transaction execution decision
DENY → Trading NG
Based on 6 types of user information, card transactions are examined in real time (Accept / Challenge / Deny is judged) by filtering with 5 levels of rule layers.
PG Multi-Payment Service, you can choose from two plans: Basic, which can be easily used by more member stores, and Enhanced, which is a high-end model specialized for specific member stores.
|Target member stores||・ chargeback ratio is on the rise
・ fraud increases rapidly
|・ chargeback ratio exceeds 1%
・ Already implemented fraud countermeasure operation in-house
|Plan overview||Judgment result return||API||API|
|Fraud judgment rule||Common (best practice) rules||Unique (custom) rules for each shop|
|Management screen provided (*)||Nothing||Yes|
|Points to note||You can expect to get some results immediately after the introduction, but you cannot individually tune the fraud judgment rules or disclose the fraud judgment rules.||It is possible to tune the fraud judgment rules individually, but it takes about half a year to obtain highly accurate judgment results.|
* Costs will be incurred for each contract
■ Product sales
Since product sales can be checked before shipping the product, in principle it will be judged as a Challenge.
■ Other than product sales
Since digital content sales, etc. require immediate judgment, in principle Deny judgment will be made.
We aim to reduce operations by narrowing down the CHALLENGE judgment results (targets for fraud investigation) with higher accuracy than the industry standard value.
(*) Reference value published in the fraud countermeasure event "Merchant Risk Council 2014" held in the United States
Number of installations
This service is applicable when the introduced EC site is operated by a corporation.
If the introductory EC site is operated by an individual, please check here.
▼ Introduced EC is a corporation
▼ Introduced EC is for individuals
▼ For those who only have a physical store
▼ Regarding the payment
|Category||Product / service example|
|Illegal products, crime inducers||Washington Convention designated products (ivory, python, ostrich, crocodile, etc.), crime-inducing products (tear spray, model gun, stun gun, gun, swords, handcuffs, eavesdropping / voyeur supplies, etc.), for violation of business law / unlicensed sales Applicable products / services|
|Intellectual property infringement products||Illegal copy products, pirated copies, equipment or related products that promote illegal copy products|
|File sharing service||File sharing software and services|
|Fake brand||Fake brand products|
|Adult merchandise||Porn, Brucella Shop, Adult Content|
|Customs, dating||Sex, dating sites, marriage information sites|
|Illegal medicines, narcotics||Drugs that violate the Pharmaceutical Affairs Law, Health Promotion Law, and Narcotics Control Law|
|Cigarettes, electronic cigarettes||Cigarettes, electronic cigarettes|
|Cash vouchers, cashing, bank accounts, RMT, securities||Gift certificates, prepaid cards, stamps, stamps, coupon tickets, discount tickets, cashing, RMT (real money trade), stocks, securities|
|Casino, gambling||Illegal online casinos, gambling, international lottery tickets, penny auctions|
|Fortune tech, information products||Fortune tech information, betting ticket forecast, information products|
|Fortune telling fraud, fortune-telling||Power stones, amulets, seals that emphasize the effect, fortune-telling|
|Pyramid scheme, MLM||Pyramid scheme, MLM|
|spam||Spam, phishing sites|
|Hype, violation of the landscape law||Hype, violation of the landscape law|
|Card fee collection||Credit card payment of payment shall be separately a fee|