Multi-Currency Credit Card Payment

Multi-Currency Credit Card Payment

▼ Multi-Currency Credit Card Payment
Multi-Currency Credit Card Payment enables credit card payments in local currencies without the need to connect to an overseas payment service provider.
Merchants receive the sales proceeds in Japanese yen as GMO-PG undertakes the currency exchange, just as if selling domestically. This makes it possible to operate a store denominated in a foreign currency but without incurring any of the cumbersome procedures.

Multi-Currency Credit Card Payment

Benefits of Multi-Currency Credit Card Payment

  • ・Reduces currency risk for the buyer
    There is no need for the buyer to consider currency fluctuations as the price can be displayed in fixed local currency amount.
  • ・Packaged offering of multiple currencies for credit card payment
    There is no need to establish an overseas corporate entity. Foreign currency credit card payment can be installed with just a single contract with GMO-PG and the credit card company.
  • ・Reduced currency exchange and settlement work
    Sales proceeds are deposited in a lump-sum in Japanese yen, reducing the need for currency exchange and settlements.

Processing Flow for Multi-Currency Credit Card Payment

Flow of Data flow for Multi-Currency Credit Card Payment

  • Purchase information, Payment number, Payment notification…Purchase information, Payment identification number, Payment identification number, payment confirmation notification
  • Deposit…Deposit
Operation flow of Multi-Currency Credit Card Payment
  1. Shopping screen (foreign currency payment)
  2. Payment (foreign currency payment)
  3. Authorization processing (receivable or actual sale)
  4. Authorization processing (receivable or actual sale)
  5. Authorization confirmation result
  1. Authorization confirmation result
  2. Sales information (Japanese yen)
  3. Sales information (Japanese yen)
  4. Goods/Service delivered
  5. Payment
  1. Deposit
  2. Deposit

* Differences may arise based on the type.

Launch of Multi-Currency Credit Card Payment

Two service plans are available to choose from:

Type MCP DCC
Available Currency

21 Currencies

33 Currencies

Exchange Rate

・Customer’s billing amount fixed in 3 days
・Merchant determines the rate and notifies buyer

・Determined at time of purchase
・Daily reference rate available

Currency Risk

Merchant’s risk

No risk

Operation method

Preliminary amount and Customer-billing amount

Customer billing amount

3DS Compatible Required Choice between Required or Available

Cautionary notes on Multi-Currency Credit Card

  • 1. Available Currencies
  • Following currencies based on the types (as of September 2, 2019)
  • …MCP compatible currencies
  • …DCC compatible currencies
  • United States dollar
  • Canadian dollar
  • Australian dollar
  • Singapore dollar
  • Swiss franc
  • Chinese Yuan Renminbi
  • South Korean won
  • Hong Kong dollar
  • New Taiwan dollar
  • Russian ruble
  • Thai baht
  • Malaysian ringgit
  • Phillippine peso
  • Vietnamese dong
  • Denmark krone
  • Indian rupee
  • Swedish krone
  • European euro
  • Pound sterling
  • Norwegian krone
  • Brazillian real
  • New Zealand dollar
  • Macanese pataca
  • Czech Koruna
  • Indonesian rupee
  • Israel Shekel
  • Sri Lankan Rupee
  • Mexican Peso
  • Argentinian Peso
  • South African Rand
  • United Arab Emirates Dirham
  • Saudi Arabian Riyal
  • Qatari Riyal
  • 2. Available brands
  • VISA and MASTER are available
  • 3. Functions differ depending on the Type chosen
  • Choose either the MCP or DCC that best suits the EC website operation.

* For further inquiries, please contact us by telephone or the inquiry form.