Payroll Inc. that provide outsourcing services for payroll operations (TSE Growth Market: Securities Code 4489, President & Chief Executive Officer:Tetsuya Yuasa Hereinafter, Payrolland GMO Internet Group to develop comprehensive payment-related services and finance-related services. GMO Payment Gateway, Inc. (TSE Prime Market: Securities Code: 3769, President & Chief Executive Officer:Issei Ainoura GMO-PG) Today, Friday, September 15, 2023, we concluded a basic agreement regarding services that can be used for shopping and various payment from the next day at the earliest, receiving an amount equivalent to the employee's salary according to the working Actual with a Visa card ^(*1). Payroll provides the payroll related service "e-pay sugumo", and GMO-PG provides the system and necessary operations.

• *1 This service provides Visa prepaid cards.

Salary is mainly received once a month Bank transfer, and it takes a certain period of time from the time you work to the time you actually receive your salary. In addition, the payment method used by individuals is changing from cash to cashless such as credit cards and electronic money ^(*2), and the timing and method of receiving salaries andThe payment method do not match.
In addition, there are several salary advance services that allow you to receive an amount equivalent to your salary according to your Actual before the prescribed salary payment date, but most of them are paid by companies and workers.
Against this background, GMO-PG, a leading company in the payment industry, Payroll, which provides payroll outsourcing services to 255 companies and 1.07 million people (as of the end of March 2023), We will release a new service that combines HRTech and FinTech to meet the needs of workers from the spring of 2024. The amount equivalent to the salary according to the Payroll work Actual is "sudden" and "mo", and cashless payment methodGMO-PG provides the system and necessary operations to provide the payroll related service "e-pay sugumo".
This service does not incur any fees for both companies and workers, and workers can payment the amount equivalent to their salary up to the amount they worked at the e-commerce site or store of Visa member stores using their Visa card from the next day at the earliest. Companies that have introduced the system can expect to secure and retain human resources by providing a method that meets the needs of workers and an environment in which they can use the amount equivalent to their salary without waiting for the salary payment date. In addition, since it can be used by Payroll customer workers without incurring any fees, it is expected to be adopted by many companies. In addition to these, the Payroll calculates the amount equivalent to the salary up to the amount of work that takes into account the amount of various deductions, and responds to the salary deduction of the amount used by this service in a comprehensive manner, which is expected to reduce the burden on the introducing company.
The Visa Card is used to receive the Visa Card using the Cycle by GMO (* ³⁾ system provided by GMO Epsilon, Inc., a consolidated company of GMO-PG. In the future, in addition to adding cashless payment method other than Visa cards, GMO-PG will continue to enhance functions by connecting with various FinTech products provided Payrolland GMO-PG will open up a new world of HRTech ×FinTech.

• (*2) Announced in April 2023 by the Ministry of Ministry of Economy, Trade and Industry, "Cashless payments in 2022We calculated the ratio."
  （URL：https://www.meti.go.jp/press/2023/04/20230406002/20230406002.html）
• *3 "Cycle by GMO" is a service that allows companies to charge sales proceeds up to the day before they were processed in the payment and use them for the payment of Visa member stores. Click here for details (URL: https://www.epsilon.jp/service/cycle/)

In addition to large-scale companies (enterprise companies) that can make the most of BPO (business process outsourcing), we provide payroll services to small and medium-sized companies (SMB companies), and are entrusted with payroll operations for 1.07 million people (as of the end of March 2023) for 255 companies, and are positioned as a leading company.