Japan's region faces a variety of challenges, including population decline, decline in local industries, healthy life expectancy, and environmental issues. With the aim of solving these issues, the JTB Group is promoting "regional exchange projects" that contribute to regional revitalization by creating various people flows, logistics, and commercial flows and creating exchanges in each region of Japan.
As a corporate group with "Exchange Creation Project ^(*3) as our business domain, we will continue to dig up and refine takara (resources) in the region, connect the energetic region where people gather to the power (revitalization) of the whole of Japan, connect people, people, places, people and things, create new value, and create new innovations in the region through digital and human touch. We aim to realize sustainable regional development.

• "Exchange Creation Project" is a registered trademark of JTB Corp..

Established in 2006, the JTB Group is JTB BUSINESS INNOVATORS the only finance payment It is a company whose domain is the authentication business. 【Travel】×[financepayment] we aim × to be a company supported by customers and business partners while promoting globalization of the tourism industry with unique value through the combination of [FINANCEPAYMENT] [IT].

Established in 1993, GMO GMO DIGITAL Lab is a company that operates in areas such as Tokyo, Sendai, Niigata, and Shizuoka, centered on the Sapporo head office. Through the provision of digital solution services, we will transform the business model of companies and solve management issues through "digital transformation" (DX).
The main service, the smartphone app production service "GMO Omise App", contributes to solving various problems faced by companies by developing apps suitable for each company (store) in a short period of time and at a low price. In addition to attracting customers and supporting sales promotion at stores, it contributes to the transformation of companies into a digital business model, such as streamlining operations using apps, utilizing customer data, and linking with external systems such as POS. We will solve various problems with the app.
Going forward, GMO GMO DIGITAL Lab will continue to focus on the realization of a convenient, rich and smiling society under the mission of "changing things with IT."

More than 100,000 merchants, including online businesses such as online shops, NHK, National Tax Agency, and public entity in Tokyo, etc., We provide payment-related services and finance-related services. Focusing on payment services, we utilize value-added services and finance technologies that contribute to the growth of merchants payment method and services that meet funding needs, and the annual Transaction value exceeds 8 trillion yen. (Consolidated figures as of the end of December 2021)
As a leading company in the payment industry financial institution, we provide various Provision of payment and finance-related solutions and platforms, infrastructure of payments and so on.　　We are also promoting global expansion such as the development of payment-related services overseas and strategic investment and financing of cutting-edge FinTech companies overseas. We will continue to drive new innovations and contribute to the realization of a sustainable society and the progress and development of society.