[Latest for 2026] What are the benefits of introducing d Payment through payment processing company company? A thorough explanation of how it works, fees, and how to choose

Whether you can provide the payment methods that end users want to maximize sales on your e-commerce site is a very important factor. In recent years, the use of "ID payment" via smartphones has rapidly expanded as a means following Credit card payment.

Among them, "d Payment" provided by NTT Docomo Corporation is a notable payment method with one of the largest member bases in Japan. This article thoroughly explains the benefits of introducing d Payment into your e-commerce site and how to implement it using a "payment processing company company" that dramatically reduces the burden of system development and accounting tasks.

Whether you are considering launching a new e-commerce site or if you want to review the payment environment of your existing site, please read to the end.

What is d Payment (Online payment)? Three reasons to implement it on your e-commerce site

d Payment is a smartphone payment service provided by NTT Docomo. While you might strongly think of barcode payment in physical stores, you can smoothly use it as an "ID payment" on online e-commerce sites. Introducing d Payment as an payment method for e-commerce sites offers the following benefits to both end users and businesses.

Reason 1: Utilizing Docomo's membership base and the "d Point Economic Zone"

The greatest appeal of d Payment is its direct access to the robust 'd-point economic zone' spread throughout Japan. When you shop at d Payment, you earn d points based on the payment amount to use on your next purchase. It becomes easier to attract active users who regularly use these points as new customers for your e-commerce site.

Reason 2: Prevention of cart abandonment (abandonment) and dramatic improvement in CVR

One of the biggest challenges in running an e-commerce site is "cart abandonment." For d Payment, simply enter a preset 4-digit password or perform biometric authentication to complete the payment. Even if you don't have a credit card on hand, you can complete your purchase immediately, lowering the barrier to buying and helping to prevent cart abandonment.

Reason 3: A Strong Approach to Groups Without Credit Cards

d Payment offers "Combined Phone Bill Payment" and "payment from d Payment Balance." This will enable a safe and easy payment experience for young people who do not own credit cards or who are hesitant to enter card information online.

d Payment Two Implementation Routes: The Difference Between 'Direct contract' and 'payment processing company Company'

There are two ways to introduce d Payment to your own e-commerce site: "contract directly with the service provider (NTT Docomo)" and "contract through a payment processing company company." To get straight to the point, considering the burden of development resources and accounting work, implementing it using a payment processing company company is overwhelmingly recommended.

d Payment payment processing company How to Choose a Company and Comparison Points for Implementation

To select the best partner to support your business growth, check the following three points.

(1) "Integrated Collaboration Capability" with Various payment method

If you want to add buy now pay later payment or other ID payment in the future, how rich the payment method is covered in a single infrastructure is crucial. Choosing a highly scalable service helps reduce additional development costs.

(2) Streamlining accounting operations through "centralized management and deposit cycles"

Minimize the burden on your back-office department by choosing a payment processing company company that allows you to view all payment method sales data in one dashboard and provide unified payment dates for bulk payments.

(3) Robust Security System

To prevent fraud targeting e-commerce sites, it is essential to select companies that have proprietary fraud detection solutions.

For online d Payment implementation, use GMO Payment Gateway.

If you are considering d Payment implementation, we recommend "PG Multi-Payment Service," a GMO payment gateway leading the domestic payment processing industry. We offer over 30 types of diverse payment method in one stop, and since sales proceeds are deposited in a single transaction, you can also reduce your workload.

Additionally, with robust infrastructure and advanced security supporting processing of Transaction value 21 trillion yen(*), we firmly protect your business. d Payment If you have any concerns about implementation, please feel free to contact us.

*As of the end of September 2025, consolidated figures