Search from "the operation you want to realize". Thorough explanation of what you can do in PG Multi-Payment Service | payment Basics | PX Journal | PX+ by GMO - Media from PX (Payment Experience, payment Experience) to Grow Your Business

Key points of this article

Centralized introduction and centralized management of various payment necessary for online business.
The optimal solution is presented on the three axes of "payment timing", "business model", and "operational requirements".
Broad deployment Actual to meet the operational requirements you want to achieve.
Speak to an expert today to find the best payment for your business.

INDEX

Some people may have clear what they want to achieve in their business, such as "I want to launch an online store" or "I want to start a subscription service," but they may have the problem of "I don't know which payment service can actually make it happen...".

In this article, we will break down the rich use cases of PG Multi-Payment Service and explain them from three perspectives: "fee collection model" such as payment and subscription payment, "business model" such as product sales and digital content, or "project requirements" such as special requirements. Find a plan that fits the requirements you want to achieve within each use case.

What is PG Multi-Payment Service? Comprehensive payment Services to Support Your Online Business

PG Multi-Payment Service is a comprehensive payment system offered by GMO Payment Gateway. Deploy and operate a wide variety of payment method required by your online business at once. It is a reliable infrastructure that supports online payment in Japan, boasting an annual circulation value of 21 trillion yen (*), and covers not only Credit card payment, but also CVS Payment, buy now pay later, Account transfer, Card Present Transactions, and other payment method necessary for online business, and meets the diverse needs of our customers.

When implementing multiple payment methods, it is usually necessary to integrate the contract system with each payment processing business party separately, resulting in cumbersome procedures and administrative costs. However, with PG Multi-Payment Service, you can unify these procedures, system connections, as well as sales management and payouts. It helps reduce administrative man-hours in payment and provides an environment where you can focus on your core operations. These conveniences are combined with a wealth of deployment Actual and strict security standards for peace of mind.

What payment needs you can do with PG Multi-Payment Service

The challenges that PG Multi-Payment Service can solve are wide-ranging. Here are some typical use cases for each payment model.

Choose from payment timing and method (payment type)

If you start a business that uses payment, you will need to determine the timing of fee collection, such as whether you want to collect payment before providing products or services, or whether you want to be charged automatically every month. PG Multi-Payment Service is primarily compatible with the following models:

How to collect fees (payment)	Operations you want to realize	What PG Multi-Payment Service can do
payment each time	I want to payment when purchasing a product	Various payment method can be integrated into a wide range of systems, including carts and in-house development
recurring payment (Monthly Fee/Subscription)	I want to be billed automatically every month	In addition to monthly recurring billing, there are also plenty of options such as payment failure prevention by account update of the card expiration date
Advance payment	I want to collect money before providing goods or services.	Handling payment collection and cancellation fees at deposits
buy now pay later	I want to collect money after providing a product or service	Provide the features you need for buy now pay later, such as automatic deposit clearing and zero risk of uncollected payments
Account transfer (Monthly Collection)	I want to collect monthly membership fees and service fees by direct debit.	Solve cumbersome workloads such as paperless registration and direct debit result notifications
Telephone payment (IVR)	I want to make a card payment on the phone with an automatic voice response	Operational efficiency and non-retention of credit card information
payment Dedicated terminals (non-retention of card information)	I want to enter card information directly at a call center or store.	payment By using a dedicated terminal, credit card information is not retained or passed through.

Choose from industry and business type (by introduction scenario)

Different business models, such as e-commerce sites, BtoB, schools, and medical institutions, require different payment functions and billing mechanisms. PG Multi-Payment Service provides flexibility for industry-specific collection challenges and complex platform payment.

Business Model	Operations you want to realize	What PG Multi-Payment Service can do
Product Sales EC	I want to sell products on an online store	It can be connected to major domestic carts and implement a wide range of payment method to meet user needs.
Services	I want to provide services such as consulting, reservation-based services, and online courses.	In addition to various system linkages, it is possible to quickly introduce payment by using our payment screen.
Digital content	You want to sell products such as video distribution, e-books, and software online.	In addition to regular payment, you can also set up pay-as-you-go and free trial periods.
BtoB (business-to-business)	I want to payment invoice payments and pending sales of business-to-business transactions.	Provides functions that should be found in business-to-business transactions, such as credit management functions and reduction of clearing man-hours by virtual accounts
Classrooms and Schools	I want to manage the collection of monthly fees, enrollment fees, teaching material fees, etc.	Automatic billing, card Account transfer, etc. on a fixed day every month
Medical & Clinics	I want to payment medical fees, reservation deposits, and self-funded medical treatment	It supports advance and reservation payment for online medical treatment, and also supports immediate payment in the case of self-funded medical treatment.
Real Estate & Accommodation	I want to payment the reservation fee and accommodation fee. I want to automatically collect cancellation fees	In addition to payment at the time of reservation and cancellation fee settlement, we also support high payment of hundreds of thousands to millions of yen.

Choose from project requirements (according to the challenges after implementation and the purpose you want to achieve)

When choosing a payment processing services, "operation and requirements" such as deployment speed, security measures, and cash flow are also important criteria for making a decision. Find the best solution based on the requirements that your company particularly values.

Operation and requirements	Operations you want to realize	What PG Multi-Payment Service can do
Prioritize speed of deployment	I want to reduce the construction period in order to introduce payment as soon as possible.	Our payment screen enables immediate payment deployment
Overseas Cards / Inbound Support	I want to support overseas issued cards and multi-currency payment	Support for international customers' home currency payment
Measures against abandoned carts and improvement of approval rate	I want to prevent lost sales opportunities by preventing abandoned carts and improving approval rates.	Optimize your 3D Secure and implement the fraud prevention tool Forter

If you are in doubt, please contact us! Helping you design the right payment for your business

Are there any use cases that match your business? If you have any questions or requests, such as "Is this kind of operation possible?" or "Is there such an option?", please feel free to contact us. Our expert consultants will listen in detail to your business scale, expected user base, future business development, and existing system environment, and propose the best payment design from a number of payment method and features.

Service Introduction

PG Multi-Payment Service

PG Multi-Payment Service is a payment platform provided by GMO Payment Gateway, Inc., a payment processing company company (PSP, Payment Service Provider). It has been introduced to a wide range of businesses, from startups to small ~ large companies, regardless of industry or size.
It provides a solid infrastructure to support a huge payment of 163,890 stores, an annual Transaction value of 21 trillion yen, and 7.22 billion cases processed (*). In addition, it is fully compliant with the global security standard PCI DSS Ver4.0.1, helping any business to create a secure payment environment.

Supports payment and subscriptions (subscription and recurring payment) each time
Connection methods are available to suit your needs (OpenAPI type, Link type Plus)
HDI International Certified Customer Support Department Gate Provides Generous Support

*As of the end of September 2025, consolidated figures

Click here for details of the service Contact us here

Author

PX+ by GMO Editorial Department

The PX+ by GMO editorial team is a dedicated media team specializing in the payment and Payment Experience (PX, payment experience) area by GMO Payment Gateway.
payment ・Based on the latest trends and practical know-how related to e-commerce operations and cashless in general, as well as examples of growing companies, we compile and supervise practical and reliable information that is useful for business growth.

Click here for the purpose of "PX+ by GMO" and the list of supervisors.

Ask questions and consult with the editorial department