Jibun Bank Payment

Jibun Bank Payment

Jibun Bank Payment

▼ Jibun Bank Payment
It allows your customers to make online payments for goods and services by using Jibun Bank authentication available for holders of Jibun Bank accounts.
This service is accessible from PC, feature phones and smartphones, and presents an optimal solution for those customers who don't want to use the credit card payment. Jibun Bank has 1.5 million users (3rd among online banks in Japan).

Four reasons to choose Jibun Bank Payment

  • 1.Jibun Bank is widely used for charging e-money.
  • 2.Your promotions can be delivered to your customers along with Jibun Bank Newsletters.
  • 3.You are able to reach customers who don't have credit cards.
  • 4.Jibun Bank Payment is a perfect solution for B2B payments and buying expensive items, because there is no payment amount limit.

Service overview

Method of payment Type of payment Amount limit
Direct debit from Jibun Bank account One-time payment No

Jibun Bank Payment | Process flow

  • Purchase information, Processed payment notification…Purchase information, Processed payment notification
  • Deposit…Deposit
Process flow
  1. Purchase
  2. Instant sales report
    (Merchant -> GMO-PG)
  3. Sales calculation
    (GMO-PG -> Jibun bank)
  1. Direct debit from account
  2. Proceeds payment
    (Jibun Bank -> GMO-PG)
  3. Proceeds payment
    (GMO-PG -> Merchant)

Operation flow of Jibun Bank Payment

Operation flow

Procedure until service implementation

1. Contact/request for materials

Please contact us using the request form or by phone. We will send you free materials about payment services best suitable for your business. According to your request, our sales representative will contact you as soon as possible.

Note that it takes from three weeks to two months to start the operation. This period includes: initial application, merchant screening, ID issuing, and system integration.
We provide detailed consultations and accept requests regarding our payment services.
Please feel free to contact us with any questions you may have.

It is also possible to use the system in the test environment and download specifications.

Test environment enables you to conduct a preliminary test upon introducing “PG Multi-Payment Service”.
We also provide specification documents, manuals, and administration dashboard that is necessary for processing various payment methods (test operation).

2. Documents to submit

Please submit following documents when applying.

When using the Representative Contract with merchants:
  • 1) PG Multi-Payment Service application
  • 2) The register of the company (copy)
  • 3) Materials presenting your products/services
  • 4) Merchant information form
  • 5) Internal check form
  • 6) Notation content based on the Act on Specified Commercial Transactions
  • 7) Application and license to each competent government office.
  • *Some of the above documents are not required, when a web page is already being operated.
  • *Please contact our sales representative for more information.
When using the Direct Contract with merchants:
  • 1) PG Multi-Payment Service application
  • 2) Merchant information form

3. Merchant screening and registration

In case of Representative Contract with merchants, each acquirer conducts the merchant screening via GMO-PG.

4. Delivering the production environment

We will notify you about production environment settings via e-mail as soon as the system connection between an acquirer and GMO-PG is set.

5. Connection test in the production environment

You conduct the connection test in the production environment.

6. The start of full-scale operation

Service operations start.

  • *The period before the operations start varies, depending on your development tasks.
  • *PayPal introduction differs from other installation processes. After the merchant screening is approved, you will receive a confirmation e-mail from PayPal. You need to reply back by typing an authentication code. After that, the production environment will be provided.