PG Multi-Payment Service

China UnionPay

▼ ネット銀聯(ぎんれん)決済とは
ネット決済に対応した銀聯カード(銀聯デビットカードおよび銀聯クレジットカード)で決済が可能になります。
決済手段に加えることで、増加傾向にある中国人ユーザーの取り込みが期待できます。

Net China UnionPay logo mark

Benefits of China UnionPay

  • ・ Ideal as payment method mainly for Chinese customers
    China UnionPay number of UnionPay cards issued continues to increase, and usage needs are further increasing.
  • chargeback risk for member stores
    It uses a secure connection method and can be used safely and securely.

China UnionPay operation flow

Flow from purchase to payment to member stores

  • Purchase information, payment number, payment completion notification… Purchase information, payment number, payment completion notification
  • payment…payment
  • Service delivery…Service delivery
China UnionPay operation flow
  1. Purchase
  2. payment processing
  3. payment processing
  4. Issuance of authentication information (URL)
  5. Credential return
  1. Authentication screen display
  2. Authentication process
  3. payment notification processing
  4. payment completion notification
  5. Service delivery
  1. Purchase price payment
  2. Deposit sales
    * Comprehensive contract only
  3. Deposit sales
    * Comprehensive contract only

China UnionPay screen transition

Screen transition

Precautions for China UnionPay

1. About payment

Usage amount Within 99,999,999 yen
Tax shipping Within 9,999,999 yen
Processing deadline 90 minutes (from the start of payment processing to the completion of payment
actual sales 29 days from authorization actual sales
Amount change Amount can be changed (reduced) during actual sales
cancel 29 days from authorization
Only on the day when processing of capture / actual sales
Returns 179 days from the day after the processing completion date of capture / actual sales
Partial returns are possible and can be executed multiple times until it reaches 0 yen
Withdrawal It will not be deducted during the revocation period

* Especially when compared with Japanese debit cards, authorization and capture transactions do not result in immediate withdrawal.

2. Other restrictions

ネット銀聯決済では、ネット銀聯に対応した銀聯カードでしか決済することができません。